Greater Niles Community Federal Credit Union

A short history of Greater Niles Community FCU

Since its inception in 1975 the Greater Niles Community Federal Credit Union has been serving its members in the NILES, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Van Strien, the Greater Niles Community FCU has grown its membership to over 4,620 with assets of more than $58,377,783. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (269) 684-6005 or email them at info@gncfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NILES, MI.

General Information For Greater Niles Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Greater Niles Community Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Four Flags Area CU	Four Flags Area Credit Union	1012 S 11th St	49120	(269) 684-6512	No	1.83
Country Heritage CU	Country Heritage Credit Union	16580 Bakertown Rd	49107	(269) 695-2334	No	7.16
Imeco CU	IMECO Federal Credit Union	3404 Boland Dr	46628	(574) 232-8403	No	9.15
Notre Dame CU	St. Mary's	St. Marys College	46556	(574) 284-5760	No	9.35
South Bend Post Office CU	South Bend Post Office Credit Union	53790 Generations Dr	46660	(574) 272-8581	No	9.48

Greater Niles Community Federal Credit Union Financial Performance Charts

Financial Data

Greater Niles Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.63	2.69	3.88	4.72	4.45
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	129	107	188	234	162
Rank Among All Michigan Credit Unions	17	25	45	69	29

Greater Niles Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.10	0.97	0.45
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	134	179	234
Rank Among All Michigan Credit Unions	N/A	16	30	36	51

Greater Niles Community Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.630	465	598,571
All Other Unsecured Loans/Lines of Credit	8.150	257	475,134
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.690	14	149,498
Used Vehicle Loans	3.880	492	5,236,993
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.720	341	26,442,525
Total Other Real Estate Loans/Lines of Credit	4.450	155	4,634,431
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.060	245	2,951,852
TOTAL LOANS & LEASES		1,969	40,489,004

Greater Niles Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	291	20,935,912	25	2,832,645
b. 15 Years or less	50	5,506,613	12	2,144,144
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	104	3,777,263	21	2,197,500
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	51	857,168	14	511,320
TOTALS	496	31,076,956	72	7,685,609

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	60	2,715,548		2,096,000
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Greater Niles Community Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes