Country Heritage Credit Union

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A short history of Country Heritage CU

Since its inception in 1932 the Country Heritage Credit Union has been serving its members in the BUCHANAN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frances Terry, the Country Heritage CU has grown its membership to over 1,512 with assets of more than $39,462,028. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (269) 695-2334 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BUCHANAN, MI.

General Information For Country Heritage CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62079
Address P O BOX 406 
State Michigan 
Zip-Code 49107
Phone Number (269) 695-2334
Fax Number (269) 695-2335
Email Address: none
CEO/President Frances Terry
Members 1,512 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 39,462,028 

Compare Country Heritage Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Niles Community CU Cass Branch 1050 E State St 49031 (269) 445-1951 No 8.85
Four Flags Area CU Four Flags Area Credit Union 1012 S 11th St 49120 (269) 684-6512 No 9.27
Imeco CU IMECO Federal Credit Union 3404 Boland Dr 46628 (574) 232-8403 No 10.99
Aaa CU Main Office 1112 N Bendix Dr 46619 (574) 232-8021 No 12.60
Notre Dame CU St. Mary's St. Marys College 46556 (574) 284-5760 No 13.48

Country Heritage Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Country Heritage Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.01 4.61 5.03 4.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 147 279 272 119
Rank Among All Michigan Credit Unions N/A 42 70 80 20

Country Heritage Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 1.20 1.12
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 134 143
Rank Among All Michigan Credit Unions N/A 14 N/A 22 23
Country Heritage Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.8402066,524
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.010435,873
Used Vehicle Loans 4.61042365,491
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.03027226,695,794
Total Other Real Estate Loans/Lines of Credit 4.13016454,511
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.630731,490,401
TOTAL LOANS & LEASES 42729,108,594

Country Heritage Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9412,465,68081,669,920
    b. 15 Years or less 865,969,145171,623,966
    a. > 15 years 736,743,8846929,980
    b. 15 Years or less 191,517,0853144,877
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3150,13200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 13304,37900
Open-End Fixed Rate 0000
TOTALS 28827,150,305344,368,743


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Country Heritage Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No