Four Flags Area Credit Union

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A short history of Four Flags Area CU

Since its inception in 1958 the Four Flags Area Credit Union has been serving its members in the NILES, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chandra Ashby, the Four Flags Area CU has grown its membership to over 868 with assets of more than $4,161,014. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (269) 684-6512 or email them at fourflagsacu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NILES, MI.

General Information For Four Flags Area CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62044
Address 1012 S 11TH ST 
City NILES 
State Michigan 
Zip-Code 49120
Phone Number (269) 684-6512
Fax Number (269) 683-7537
Email Address: fourflagsacu@sbcglobal.net
CEO/President Chandra Ashby
Members 868 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,161,014 
Website http://fourflagsacu.com 

Compare Four Flags Area Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Niles Community CU Cass Branch 1050 E State St 49031 (269) 445-1951 No 0.96
Country Heritage CU Country Heritage Credit Union 16580 Bakertown Rd 49107 (269) 695-2334 No 7.16
Imeco CU IMECO Federal Credit Union 3404 Boland Dr 46628 (574) 232-8403 No 9.15
Notre Dame CU St. Mary's St. Marys College 46556 (574) 284-5760 No 9.35
South Bend Post Office CU South Bend Post Office Credit Union 53790 Generations Dr 46660 (574) 272-8581 No 9.48

Four Flags Area Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Four Flags Area Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.47 4.76 N/A 5.69
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 338 297 N/A 311
Rank Among All Michigan Credit Unions N/A 100 74 N/A 68

Four Flags Area Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.40 0.43
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 284 238
Rank Among All Michigan Credit Unions N/A 16 28 64 52
Four Flags Area Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.360120241,560
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.47015326,660
Used Vehicle Loans 4.7601511,719,528
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.6905108,093
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.37035379,377
TOTAL LOANS & LEASES 3262,775,218

Four Flags Area Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 5108,09300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 5108,09300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Four Flags Area Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website No