Gecu Credit Union

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A short history of Gecu CU

Since its inception in 1932 the Gecu Credit Union has been serving its members in the El Paso, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Crystal Long, the Gecu CU has grown its membership to over 362,708 with assets of more than $2,644,515,818. They have a main office and 24 branch offices. Please see the credit unions website or contact them by phone at (915) 778-9221 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in El Paso, TX.

General Information For Gecu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60058
Address PO Box 20998 
City El Paso 
State Texas 
Zip-Code 79998
Phone Number (915) 778-9221
Fax Number () -
Email Address: none
CEO/President Crystal Long
Members 362,708 
Full-Time Employees 772 
Part-Time Employees 22 
Number of Branch Offices 24 
Total Assets 2,644,515,818 

Compare Gecu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mountain Star CU Main 2229 E Yandell Dr 79903 (915) 544-2215 No 1.64
Evolve CU Northeast 4521 Cohen Ave 79924 (915) 599-6832 No 6.91
One Source CU Main Office 8870 Gazelle Dr 79925 (915) 592-0223 No 6.96
Tip Of Texas CU Main 11501 Gateway Blvd W 79936 (915) 532-6575 No 9.99
Firstlight CU North Desert Branch 5050 N Desert Blvd 79912 (915) 562-1172 No 10.04

Gecu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Gecu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.40 4.20 4.20 4.25 8.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 371 305 226 174 480
Rank Among All Texas Credit Unions 76 115 83 49 128

Gecu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.45 1.00 2.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 69 174 40
Rank Among All Texas Credit Unions 31 34 13 54 5
Gecu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.40074,543262,438,186
All Other Unsecured Loans/Lines of Credit 13.11050,633127,970,208
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 12.810719,120
New Vehicle Loans 4.20029,264751,768,064
Used Vehicle Loans 4.20041,412604,890,528
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2506,891473,781,484
Total Other Real Estate Loans/Lines of Credit 8.1301,04824,546,085
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.4305,53541,157,796
TOTAL LOANS & LEASES 209,3332,286,571,471

Gecu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,334225,743,00549764,549,705
    b. 15 Years or less 3,751194,650,67739433,187,007
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 74435,866,741704,710,570
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 6217,521,06100


Closed-End Fixed Rate 1,04824,546,085582,222,167
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7,939498,327,5691,019104,669,449


Interest Only & Payment Option 1st Mortgage Loans 00193,600
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gecu Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes