One Source Federal Credit Union

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A short history of One Source FCU

Since its inception in 1937 the One Source Federal Credit Union has been serving its members in the EL PASO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bruce Truman, the One Source FCU has grown its membership to over 12,113 with assets of more than $90,158,540. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (915) 592-0223 or email them at websitemail8870@onesourcefcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EL PASO, TX.

General Information For One Source FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2115
Address 8870 GAZELLE DR 
City EL PASO 
State Texas 
Zip-Code 79925
Phone Number (915) 592-0223
Fax Number (915) 592-7048
Email Address: websitemail8870@onesourcefcu.coop
CEO/President Bruce Truman
Members 12,113 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 90,158,540 
Website http://www.onesourcefcu.org 

Compare One Source Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Evolve CU Northeast 4521 Cohen Ave 79924 (915) 599-6832 No 0.98
Gecu CU VDS II 10425 Vista Del Sol Dr 79998 (915) 774-2238 No 1.20
Tip Of Texas CU Main 11501 Gateway Blvd W 79936 (915) 532-6575 No 5.17
Mountain Star CU Main 2229 E Yandell Dr 79903 (915) 544-2215 No 5.49
El Paso Area Teachers CU Joe Battle 3600 Joe Battle Blvd 79938 (915) 843-8328 No 6.56

One Source Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


One Source Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.75 2.75 4.28 4.98
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 115 71 177 227
Rank Among All Texas Credit Unions N/A 38 30 50 44

One Source Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 318 266
Rank Among All Texas Credit Unions N/A 51 35 110 70
One Source Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.9501,4034,809,025
Short-Term, Small Amount Loans (STS) (Federal CU Only) 16.0006723,249
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501753,281,057
Used Vehicle Loans 2.7504,75331,676,080
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2801279,386,246
Total Other Real Estate Loans/Lines of Credit 4.98030544,901
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50099807,095
TOTAL LOANS & LEASES 6,65450,527,653

One Source Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 333,963,5241184,000
    b. 15 Years or less 914,960,50600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3462,21600

OTHER REAL ESTATE

Closed-End Fixed Rate 30544,90100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1579,931,1471184,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

One Source Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes