Evolve Federal Credit Union

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A short history of Evolve FCU

Since its inception in 1936 the Evolve Federal Credit Union has been serving its members in the EL PASO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kenneth Walters, the Evolve FCU has grown its membership to over 25,662 with assets of more than $311,130,076. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (915) 593-5866 or email them at INFO@EPEFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EL PASO, TX.

General Information For Evolve FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1792
Address 8820 GAZELLE DR 
State Texas 
Zip-Code 79925
Phone Number (915) 593-5866
Fax Number (915) 593-1798
Email Address: INFO@EPEFCU.ORG
CEO/President Kenneth Walters
Members 25,662 
Full-Time Employees 98 
Part-Time Employees
Number of Branch Offices
Total Assets 311,130,076 
Website http://WWW.evolveFCU.ORG 

Compare Evolve Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
One Source CU Main Office 8870 Gazelle Dr 79925 (915) 592-0223 No 1.08
Gecu CU VDS II 10425 Vista Del Sol Dr 79998 (915) 774-2238 No 1.20
Tip Of Texas CU Main 11501 Gateway Blvd W 79936 (915) 532-6575 No 5.17
Mountain Star CU Main 2229 E Yandell Dr 79903 (915) 544-2215 No 5.49
El Paso Area Teachers CU Joe Battle 3600 Joe Battle Blvd 79938 (915) 843-8328 No 6.56

Evolve Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Evolve Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.15 3.15 3.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 161 109 102 100
Rank Among All Texas Credit Unions N/A 59 43 23 15

Evolve Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.45 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 69 174 158
Rank Among All Texas Credit Unions 31 47 13 54 31
Evolve Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0004,20020,793,366
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1502,34144,210,798
Used Vehicle Loans 3.1504,96385,215,363
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75080354,086,649
Total Other Real Estate Loans/Lines of Credit 4.000791,090,584
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7506356,393,088
TOTAL LOANS & LEASES 13,021211,789,848

Evolve Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19120,955,440292,818,900
    b. 15 Years or less 61233,131,209402,898,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 791,090,58400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 88255,177,233695,717,400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Evolve Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes