Tip Of Texas Federal Credit Union

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A short history of Tip Of Texas FCU

Since its inception in 1948 the Tip Of Texas Federal Credit Union has been serving its members in the EL PASO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Oscar Carbajal, the Tip Of Texas FCU has grown its membership to over 3,785 with assets of more than $23,582,311. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (915) 532-6575 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EL PASO, TX.

General Information For Tip Of Texas FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5929
Address 11501 GATEWAY BLVD W 
City EL PASO 
State Texas 
Zip-Code 79936
Phone Number (915) 532-6575
Fax Number (915) 595-7364
Email Address: none
CEO/President Oscar Carbajal
Members 3,785 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 23,582,311 
Website http://www.tipotxfcu.coop 

Compare Tip Of Texas Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
El Paso Area Teachers CU Joe Battle 3600 Joe Battle Blvd 79938 (915) 843-8328 No 2.04
One Source CU Main Office 8870 Gazelle Dr 79925 (915) 592-0223 No 4.62
Evolve CU Northeast 4521 Cohen Ave 79924 (915) 599-6832 No 4.70
Gecu CU VDS II 10425 Vista Del Sol Dr 79998 (915) 774-2238 No 6.16
Mountain Star CU Main 2229 E Yandell Dr 79903 (915) 544-2215 No 10.30

Tip Of Texas Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Tip Of Texas Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.90 9.90 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 480 735 174 132
Rank Among All Texas Credit Unions N/A 176 233 49 24

Tip Of Texas Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A 0.75 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A 215 227
Rank Among All Texas Credit Unions 35 43 N/A 71 59
Tip Of Texas Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9004251,592,401
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.900511,037,653
Used Vehicle Loans 9.9006325,828,021
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250371,423,956
Total Other Real Estate Loans/Lines of Credit 4.250316,409
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.10028253,100
TOTAL LOANS & LEASES 1,17610,151,540

Tip Of Texas Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2162,21600
    b. 15 Years or less 351,261,7402148,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 316,40900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 401,440,3652148,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tip Of Texas Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes