Fivepoint Credit Union

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A short history of Fivepoint CU

Since its inception in 1935 the Fivepoint Credit Union has been serving its members in the NEDERLAND, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Erik Shaw, the Fivepoint CU has grown its membership to over 48,284 with assets of more than $557,430,426. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (409) 962-8793 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEDERLAND, TX.

General Information For Fivepoint CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68643
Address P.O. BOX 1366 
State Texas 
Zip-Code 77627
Phone Number (409) 962-8793
Fax Number (409) 962-5067
Email Address: ----
CEO/President Erik Shaw
Members 48,284 
Full-Time Employees 174 
Part-Time Employees 31 
Number of Branch Offices
Total Assets 557,430,426 

Compare Fivepoint Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mct CU Bridge City Branch 4837 Highway 87 S 77651 (409) 735-8777 No 2.24
Neches CU Administration Office 776 Magnolia Ave 77651 (409) 722-1174 No 3.00
Port Arthur Community CU Port Arthur Community FCU 3100 Central Mall Dr 77642 (409) 729-7938 No 3.15
Port Arthur Teachers CU PORT ARTHUR TEACHERS FCU 3001 JIMMY JOHNSON BLVD 77642 (409) 729-3075 No 3.68
Common Cents CU Common Cents Credit Union 8109 Smith Rd 77720 (409) 842-5233 No 5.44

Fivepoint Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fivepoint Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.15 3.75 3.75 5.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 98 243 175 268 74
Rank Among All Texas Credit Unions 17 87 64 85 8

Fivepoint Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.30 0.91 0.91
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 97 189 170
Rank Among All Texas Credit Unions 26 34 20 58 36
Fivepoint Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.15011,52326,355,538
All Other Unsecured Loans/Lines of Credit 9.00010,89234,318,377
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7502,45762,286,181
Used Vehicle Loans 3.7506,780109,061,704
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001,720134,196,211
Total Other Real Estate Loans/Lines of Credit 3.75037796,872
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2503,55054,341,503
TOTAL LOANS & LEASES 36,959421,356,386

Fivepoint Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19121,174,588303,813,842
    b. 15 Years or less 1,528113,006,77813210,446,671
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 114,84500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 37796,872125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,757134,993,08316314,285,513


Interest Only & Payment Option 1st Mortgage Loans 4522,90099,000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fivepoint Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes