Neches Federal Credit Union

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A short history of Neches FCU

Since its inception in 1952 the Neches Federal Credit Union has been serving its members in the PORT NECHES, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jason Landry, the Neches FCU has grown its membership to over 54,517 with assets of more than $503,889,584. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (409) 722-1174 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORT NECHES, TX.

General Information For Neches FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7916
Address PO BOX 1118 
State Texas 
Zip-Code 77651
Phone Number (409) 722-1174
Fax Number (409) 721-9838
Email Address:
CEO/President Jason Landry
Members 54,517 
Full-Time Employees 146 
Part-Time Employees 14 
Number of Branch Offices 10 
Total Assets 503,889,584 

Compare Neches Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mct CU Bridge City Branch 4837 Highway 87 S 77651 (409) 735-8777 No 1.97
Golden Triangle CU Main Office 5211 E Parkway St 77619 (409) 962-3434 No 3.02
Gulf CU Bridge City 4721 Highway 87 S 77630 (409) 735-5156 No 3.10
Port Arthur Community CU Port Arthur Community FCU 3100 Central Mall Dr 77642 (409) 729-7938 No 3.81
Port Arthur Teachers CU PORT ARTHUR TEACHERS FCU 3001 JIMMY JOHNSON BLVD 77642 (409) 729-3075 No 3.85

Neches Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Neches Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 3.50 3.25 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 209 120 174 132
Rank Among All Texas Credit Unions 34 76 48 49 24

Neches Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.55 2.10 2.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 55 32 40
Rank Among All Texas Credit Unions 31 34 9 7 5
Neches Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0009,94615,424,225
All Other Unsecured Loans/Lines of Credit 9.4007,72025,094,081
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5003,30981,210,110
Used Vehicle Loans 3.2507,510105,338,388
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501,575103,501,466
Total Other Real Estate Loans/Lines of Credit 4.2501725,806,863
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2502,40030,007,248
TOTAL LOANS & LEASES 32,632366,382,381

Neches Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 30832,681,972475,661,122
    b. 15 Years or less 1,26267,244,47415411,530,256
    a. > 15 years 278,11100
    b. 15 Years or less 33,496,90900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1725,806,863251,193,505
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,747109,308,32922618,384,883


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Neches Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes