Mct Credit Union

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A short history of Mct CU

Since its inception in 1953 the Mct Credit Union has been serving its members in the Port Neches, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by THAD ANGELLE, the Mct CU has grown its membership to over 20,446 with assets of more than $266,225,998. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (409) 727-1446 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Port Neches, TX.

General Information For Mct CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 97089
Address PO Box 279 
City Port Neches 
State Texas 
Zip-Code 77651
Phone Number (409) 727-1446
Fax Number (409) 724-3509
Email Address: none
Members 20,446 
Full-Time Employees 79 
Part-Time Employees
Number of Branch Offices
Total Assets 266,225,998 

Compare Mct Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Neches CU Administration Office 776 Magnolia Ave 77651 (409) 722-1174 No 1.01
Golden Triangle CU Main Office 5211 E Parkway St 77619 (409) 962-3434 No 3.02
Gulf CU Bridge City 4721 Highway 87 S 77630 (409) 735-5156 No 3.10
Port Arthur Community CU Port Arthur Community FCU 3100 Central Mall Dr 77642 (409) 729-7938 No 3.81
Port Arthur Teachers CU PORT ARTHUR TEACHERS FCU 3001 JIMMY JOHNSON BLVD 77642 (409) 729-3075 No 3.85

Mct Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Mct Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.51 2.99 3.57 5.52 5.52
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 298 145 155 326 291
Rank Among All Texas Credit Unions 64 51 60 96 60

Mct Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.89 0.28 0.30 1.00 0.69
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 42 90 97 174 200
Rank Among All Texas Credit Unions 8 32 20 54 48
Mct Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.5104,9508,453,043
All Other Unsecured Loans/Lines of Credit 7.4302,45111,922,458
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,13528,071,542
Used Vehicle Loans 3.5701,48126,562,490
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.5201,04383,399,056
Total Other Real Estate Loans/Lines of Credit 5.5201265,245,938
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5501,73519,354,171
TOTAL LOANS & LEASES 12,921183,008,698

Mct Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 42339,943,2997111,516,655
    b. 15 Years or less 44620,353,487473,524,327
    a. > 15 years 417,467,9421100,000
    b. 15 Years or less 10811,684,436252,466,168
Other Fixed Rate 253,949,892293,525,836
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1265,245,9387420,183
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,16988,644,99418021,553,169


Interest Only & Payment Option 1st Mortgage Loans 253,949,8923,525,836
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mct Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes