Common Cents Federal Credit Union

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A short history of Common Cents FCU

Since its inception in 1963 the Common Cents Federal Credit Union has been serving its members in the BEAUMONT, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lanya Reynolds, the Common Cents FCU has grown its membership to over 2,817 with assets of more than $27,035,927. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (409) 842-5233 or email them at info@tccfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BEAUMONT, TX.

General Information For Common Cents FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15788
Address PO BOX 20396 
City BEAUMONT 
State Texas 
Zip-Code 77720
Phone Number (409) 842-5233
Fax Number (409) 842-5563
Email Address: info@tccfcu.org
CEO/President Lanya Reynolds
Members 2,817 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 27,035,927 
Website http://www.commoncentscu.com 

Compare Common Cents Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Coburn CU Coburn Credit Union 350 Pine St Ste 850 77701 (409) 838-9957 No 0.22
Beaumont Community CU Beaumont Community CU 660 S M L King Jr Pkwy 77701 (409) 899-1035 No 0.66
S A F E CU SAFE CREDIT UNION 2002 N 11TH ST 77703 (409) 899-2542 No 1.92
Pear Orchard CU Main Office 3390 Sarah St 77705 (409) 842-4343 No 3.04
Union Pacific Employees CU UPECU 550 Lindbergh DR 77707 (409) 842-2560 No 3.39

Common Cents Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Common Cents Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 5.81 5.89 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 472 431 N/A N/A
Rank Among All Texas Credit Unions 31 172 146 N/A N/A

Common Cents Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.35 1.06 0.87
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 89 164 176
Rank Among All Texas Credit Unions 35 43 18 48 38
Common Cents Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900270828,402
All Other Unsecured Loans/Lines of Credit 11.8303511,036,208
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00071,685
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.8101634,029,978
Used Vehicle Loans 5.8902373,692,594
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.15043410,378,333
TOTAL LOANS & LEASES 1,46219,967,200

Common Cents Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Common Cents Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes