Educational Community Credit Union

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A short history of Educational Community CU

Since its inception in 1938 the Educational Community Credit Union has been serving its members in the SPRINGFIELD, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robb Herren, the Educational Community CU has grown its membership to over 8,118 with assets of more than $60,738,064. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (417) 831-0534 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, MO.

General Information For Educational Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62589
Address 1221 E GRAND ST 
State Missouri 
Zip-Code 65804
Phone Number (417) 831-0534
Fax Number (417) 831-2719
Email Address:
CEO/President Robb Herren
Members 8,118 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 60,738,064 

Compare Educational Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Telcomm CU Republic branch 161 US Highway 60 W 65738 (417) 732-9191 No 2.25
Mercy CU Oklahoma City OK Branch 4200 W Memorial Rd 73120 (405) 752-3632 No 2.40
Blucurrent CU KEARNEY BRANCH 1607 W KEARNEY ST 65803 (417) 887-1983 No 3.50
Springfield Catholic CU Main Office 1029 S CAMPBELL Ave 65807 (417) 862-7074 No 3.93
Foundation CU Foundation Credit Union 1726 W Elfindale St 65807 (417) 895-2770 No 4.14

Educational Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Educational Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.40 1.99 1.99 4.00 4.40
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 193 34 21 138 155
Rank Among All Missouri Credit Unions 11 3 1 19 16

Educational Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.20 0.67 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 114 231 271
Rank Among All Missouri Credit Unions N/A 17 14 27 26
Educational Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4009672,202,895
All Other Unsecured Loans/Lines of Credit 9.7504211,216,502
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901121,880,311
Used Vehicle Loans 1.9902,01817,748,033
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000845,170,375
Total Other Real Estate Loans/Lines of Credit 4.400942,309,409
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0001831,227,847
TOTAL LOANS & LEASES 3,87931,755,372

Educational Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 312,605,81500
    b. 15 Years or less 532,564,56000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 942,309,40916203,387
Open-End Fixed Rate 0000
TOTALS 1787,479,78416203,387


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Educational Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes