Mercy Credit Union

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A short history of Mercy CU

Since its inception in 1975 the Mercy Credit Union has been serving its members in the SPRINGFIELD, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tammy Rowden, the Mercy CU has grown its membership to over 12,215 with assets of more than $62,744,406. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (417) 820-2931 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, MO.

General Information For Mercy CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63306
Address 1444 E SUNSHINE ST 
State Missouri 
Zip-Code 65804
Phone Number (417) 820-2931
Fax Number (417) 820-8011
Email Address:
CEO/President Tammy Rowden
Members 12,215 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 62,744,406 

Compare Mercy Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Telcomm CU Republic branch 161 US Highway 60 W 65738 (417) 732-9191 No 2.25
Educational Community CU Ozark Office 1550 W Diane St 65721 (417) 485-3661 No 3.46
Blucurrent CU KEARNEY BRANCH 1607 W KEARNEY ST 65803 (417) 887-1983 No 3.50
Springfield Catholic CU Main Office 1029 S CAMPBELL Ave 65807 (417) 862-7074 No 3.93
Foundation CU Foundation Credit Union 1726 W Elfindale St 65807 (417) 895-2770 No 4.14

Mercy Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mercy Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 2.74 2.74 3.88 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 113 70 119 224
Rank Among All Missouri Credit Unions 32 14 9 17 31

Mercy Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.50 0.20 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 13 108 N/A N/A N/A
Rank Among All Missouri Credit Unions 2 17 N/A N/A N/A
Mercy Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.500967736,685
All Other Unsecured Loans/Lines of Credit 10.000877957,532
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74054911,042,195
Used Vehicle Loans 2.7401,97318,475,226
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88010694,869
Total Other Real Estate Loans/Lines of Credit 4.950782,281,858
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.5002592,488,570
TOTAL LOANS & LEASES 4,71336,676,935

Mercy Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2200,06700
    b. 15 Years or less 8494,80200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 782,281,85811381,166
Open-End Fixed Rate 0000
TOTALS 882,976,72711381,166


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mercy Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes