East County Schools Federal Credit Union

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A short history of East County Schools FCU

Since its inception in 1956 the East County Schools Federal Credit Union has been serving its members in the EL CAJON, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Devan, the East County Schools FCU has grown its membership to over 4,336 with assets of more than $111,366,948. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (619) 588-1515 or email them at memberservice@gsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EL CAJON, CA.

General Information For East County Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11099
Address 1069 GRAVES AVE STE 100 
City EL CAJON 
State California 
Zip-Code 92021
Phone Number (619) 588-1515
Fax Number (619) 588-2197
Email Address: memberservice@gsfcu.org
CEO/President Steven Devan
Members 4,336 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 111,366,948 
Website http://www.eastcountyschools.org 

Compare East County Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Inland CU Main Office 570 Broadway 92021 (619) 444-5656 No 5.21
Employees Choice CU El Cajon Federal Credit Union 266 S Magnolia Ave Ste 101 92020 (619) 579-0941 No 6.04
San Diego Firefighters CU San Diego Firefighters Federal Credit Union - Main Office 4926 La Cuenta Dr 92124 (800) 973-3328 No 13.01
Cabrillo CU Scripps Ranch Branch 10075 Carroll Canyon Rd 92131 (858) 547-7400 No 14.19
Point Loma CU National City Branch 3003 Highland Ave Ste C 91950 (619) 336-0300 No 14.50

East County Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


East County Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 1.49 1.49 3.88 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 6 4 119 200
Rank Among All California Credit Unions 85 4 1 42 57

East County Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.15 1.85 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 124 52 283
Rank Among All California Credit Unions 30 38 40 7 89
East County Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.5001,7832,051,500
All Other Unsecured Loans/Lines of Credit 12.5005831,251,074
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.840546995,899
New Vehicle Loans 1.4901613,014,535
Used Vehicle Loans 1.4902987,231,100
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88011936,152,399
Total Other Real Estate Loans/Lines of Credit 4.7501994,651,836
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.5005816,254,157
TOTAL LOANS & LEASES 3,74771,602,500

East County Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9423,627,15741,556,400
    b. 15 Years or less 114,007,70100
Balloon/Hybrid
    a. > 15 years 1440,62500
    b. 15 Years or less 138,076,91632,212,339
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 31984,9582140,472
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1683,666,878141,112,694
Open-End Fixed Rate 0000
TOTALS 31840,804,235235,021,905

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

East County Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes