Inland Federal Credit Union

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A short history of Inland FCU

Since its inception in 1960 the Inland Federal Credit Union has been serving its members in the El Cajon, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeff Lower, the Inland FCU has grown its membership to over 1,455 with assets of more than $12,092,743. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (619) 444-5656 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in El Cajon, CA.

General Information For Inland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14016
Address 570 Broadway 
City El Cajon 
State California 
Zip-Code 92021
Phone Number (619) 444-5656
Fax Number (619) 444-2795
Email Address:
CEO/President Jeff Lower
Members 1,455 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,092,743 

Compare Inland Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
East County Schools CU La Mesa Village Branch 8313 La Mesa Blvd 91942 (619) 588-1515 No 5.41
Employees Choice CU El Cajon Federal Credit Union 266 S Magnolia Ave Ste 101 92020 (619) 579-0941 No 6.04
San Diego Firefighters CU San Diego Firefighters Federal Credit Union - Main Office 4926 La Cuenta Dr 92124 (800) 973-3328 No 13.01
Cabrillo CU Scripps Ranch Branch 10075 Carroll Canyon Rd 92131 (858) 547-7400 No 14.19
Point Loma CU National City Branch 3003 Highland Ave Ste C 91950 (619) 336-0300 No 14.50

Inland Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Inland Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.99 5.99 4.99 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 396 442 267 N/A
Rank Among All California Credit Unions N/A 132 144 100 N/A

Inland Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.10 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 332 283
Rank Among All California Credit Unions N/A 45 N/A 102 89
Inland Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.9902201,586,202
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9901052,975,166
Used Vehicle Loans 5.9901541,983,939
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.990183,351,399
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00043175,968
TOTAL LOANS & LEASES 54010,072,674

Inland Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 102,211,66500
    b. 15 Years or less 3181,95900
    a. > 15 years 2328,78700
    b. 15 Years or less 3628,98800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 183,351,39900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Inland Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes