Dfcu Financial Credit Union

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A short history of Dfcu Financial CU

Since its inception in 1936 the Dfcu Financial Credit Union has been serving its members in the Dearborn, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Shobe, the Dfcu Financial CU has grown its membership to over 223,879 with assets of more than $4,598,774,806. They have a main office and 28 branch offices. Please see the credit unions website or contact them by phone at (313) 336-2700 or email them at info@dfcufinancial.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dearborn, MI.

General Information For Dfcu Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61844
Address PO Box 6048 
City Dearborn 
State Michigan 
Zip-Code 48121
Phone Number (313) 336-2700
Fax Number () -
Email Address: info@dfcufinancial.com
CEO/President Mark Shobe
Members 223,879 
Full-Time Employees 388 
Part-Time Employees 152 
Number of Branch Offices 28 
Total Assets 4,598,774,806 
Website http://www.dfcufinancial.com 

Compare Dfcu Financial Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Memberfocus Community CU Main Office 6246 Chase Rd 48121 (313) 581-2002 No 1.03
Community Alliance CU Livonia 37401 Plymouth Rd 48150 (800) 287-0046 No 1.74
United Churches CU Taylor 20252 Ecorse Rd 48180 (313) 382-1340 No 4.10
Great Lakes Members CU Chiropractic Federal Credit Union 23617 Liberty St 48335 (248) 478-4020 No 4.27
Teamsters CU Main Office 2825 Trumbull St 48216 (313) 962-4666 No 5.51

Dfcu Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Dfcu Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.15 2.74 2.74 4.13 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 266 113 70 159 200
Rank Among All Michigan Credit Unions 44 27 17 38 39

Dfcu Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.30 0.30 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 97 302 159
Rank Among All Michigan Credit Unions 13 19 17 70 27
Dfcu Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.15033,55047,589,582
All Other Unsecured Loans/Lines of Credit 14.50018,35629,748,225
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7401,86440,614,479
Used Vehicle Loans 2.7409,069104,944,956
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1305,659584,987,715
Total Other Real Estate Loans/Lines of Credit 4.7508,021216,852,429
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9901,00923,616,084
TOTAL LOANS & LEASES 77,5281,048,353,470

Dfcu Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 41031,438,59332356,539,600
    b. 15 Years or less 1,978147,790,54337156,776,228
    a. > 15 years 1,665253,393,1205710,948,200
    b. 15 Years or less 616104,974,7214412,350,861
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 89335,364,60316417,240,575
Adjustable Rate > 1 yr 9712,026,13500


Closed-End Fixed Rate 1,11624,195,7392046,794,090
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 6,905192,656,69043727,492,050
Open-End Fixed Rate 0000
TOTALS 13,680801,840,1441,600188,141,604


Interest Only & Payment Option 1st Mortgage Loans 86733,038,75816,010,575
Interest Only & Payment Option Other RE/LOC Loans 6,583187,479,05127,492,050
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dfcu Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes