Memberfocus Community Credit Union

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A short history of Memberfocus Community CU

Since its inception in 1935 the Memberfocus Community Credit Union has been serving its members in the DEARBORN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jonathon Elliott, the Memberfocus Community CU has grown its membership to over 9,172 with assets of more than $105,401,599. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (313) 581-2002 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEARBORN, MI.

General Information For Memberfocus Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61404
Address PO BOX 885 
State Michigan 
Zip-Code 48121
Phone Number (313) 581-2002
Fax Number (313) 581-5688
Email Address: none
CEO/President Jonathon Elliott
Members 9,172 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 105,401,599 

Compare Memberfocus Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community Alliance CU Livonia 37401 Plymouth Rd 48150 (800) 287-0046 No 1.74
Dfcu Financial CU DFCU - Plymouth Road 2793 Plymouth Rd Ste A 48121 (313) 336-2700 No 2.18
United Churches CU Taylor 20252 Ecorse Rd 48180 (313) 382-1340 No 4.10
Great Lakes Members CU Chiropractic Federal Credit Union 23617 Liberty St 48335 (248) 478-4020 No 4.27
Teamsters CU Main Office 2825 Trumbull St 48216 (313) 962-4666 No 5.51

Memberfocus Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Memberfocus Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.49 3.38 4.00 4.85
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 83 134 138 210
Rank Among All Michigan Credit Unions 72 17 34 32 43

Memberfocus Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.58 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 245 158
Rank Among All Michigan Credit Unions N/A 19 28 57 26
Memberfocus Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990709968,606
All Other Unsecured Loans/Lines of Credit 9.5601,3652,812,430
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4905951,931,485
Used Vehicle Loans 3.3801,98410,551,100
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000989,312,916
Total Other Real Estate Loans/Lines of Credit 4.8502876,107,097
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.980383,466,767
TOTAL LOANS & LEASES 5,07635,150,401

Memberfocus Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 444,824,2264634,350
    b. 15 Years or less 473,538,6041175,000
    a. > 15 years 7950,08600
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1072,180,23212520,149
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1803,926,865261,673,733
Open-End Fixed Rate 0000
TOTALS 38515,420,013433,003,232


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Memberfocus Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes