United Churches Credit Union

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A short history of United Churches CU

Since its inception in 1957 the United Churches Credit Union has been serving its members in the TAYLOR, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Smith, the United Churches CU has grown its membership to over 1,704 with assets of more than $17,431,858. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (313) 382-1340 or email them at info@unitedchurchescu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TAYLOR, MI.

General Information For United Churches CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62144
Address 20252 ECORSE RD 
State Michigan 
Zip-Code 48180
Phone Number (313) 382-1340
Fax Number (313) 382-0823
Email Address: info@unitedchurchescu.org
CEO/President Susan Smith
Members 1,704 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,431,858 
Website http://www.unitedchurchescu.org 

Compare United Churches Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Total Community CU Total Community Credit Union 25155 Goddard Rd 48180 (313) 291-3300 No 0.53
Community Focus CU Community Focus Federal Credit Union 3815 W Jefferson Ave 48229 (313) 386-5200 No 3.93
Public Service CU Redford Branch 26838 Plymouth Rd 48174 (734) 641-8400 No 4.34
Lincoln Park Community CU LPCCU Main Office 1400 Emmons Blvd 48146 (313) 389-2300 No 4.51
Great Lakes Members CU Chiropractic Federal Credit Union 23617 Liberty St 48335 (248) 478-4020 No 5.42

United Churches Credit Union Financial Performance Charts

Performance Charts

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Financial Data

United Churches Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 3.24 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 119 138 74
Rank Among All Michigan Credit Unions 38 17 29 32 7

United Churches Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.05 0.05 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 150 142 340 283
Rank Among All Michigan Credit Unions N/A 21 33 76 62
United Churches Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900122171,819
All Other Unsecured Loans/Lines of Credit 14.000177407,421
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49032550,601
Used Vehicle Loans 3.240103883,474
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00010771,138
Total Other Real Estate Loans/Lines of Credit 3.750781,987,663
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.00020143,153
TOTAL LOANS & LEASES 5424,915,269

United Churches Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6627,87600
    b. 15 Years or less 4143,26200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 22714,415120,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 561,273,248120,000
Open-End Fixed Rate 0000
TOTALS 882,758,801240,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Churches Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes