Of Southern California Credit Union

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A short history of Of Southern California CU

Since its inception in 1954 the Of Southern California Credit Union has been serving its members in the Whittier, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dave Gunderson, the Of Southern California CU has grown its membership to over 94,127 with assets of more than $1,229,425,810. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (562) 698-8326 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Whittier, CA.

General Information For Of Southern California CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68456
Address PO Box 200 
City Whittier 
State California 
Zip-Code 90608
Phone Number (562) 698-8326
Fax Number (714) 671-2762
Email Address: none
CEO/President Dave Gunderson
Members 94,127 
Full-Time Employees 238 
Part-Time Employees 10 
Number of Branch Offices 18 
Total Assets 1,229,425,810 
Website http://www.cusocal.org 

Compare Of Southern California Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Camino CU Montebello 520 N Taylor Ave 90640 (323) 722-3400 No 5.33
Downey CU Main Branch 8237 3rd St 90241 (562) 862-8141 No 6.29
American First CU La Habra 700 N Harbor Blvd 90631 (800) 290-1112 No 6.31
Popa CU San Dimas Branch 188 E Arrow Hwy 91773 (562) 229-9181 No 6.38
El Monte Community Credit Union CU Main Office 11718 Ramona Blvd 91732 (626) 444-0501 No 6.62

Of Southern California Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Of Southern California Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.63 3.14 3.99 4.13 5.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 129 160 202 160 237
Rank Among All California Credit Unions 18 64 87 66 76

Of Southern California Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 318 266
Rank Among All California Credit Unions N/A 38 40 97 79
Of Southern California Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.63012,72032,035,110
All Other Unsecured Loans/Lines of Credit 10.10012,88935,935,795
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.500391,596,551
New Vehicle Loans 3.1402,80064,278,935
Used Vehicle Loans 3.9906,49483,168,987
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301,463372,983,659
Total Other Real Estate Loans/Lines of Credit 5.07094531,540,437
Leases Receivable 3.020431,476,649
Total All Other Loans/Lines of Credit 3.7603142,593,866
TOTAL LOANS & LEASES 37,707625,609,989

Of Southern California Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 821178,512,5076919,484,390
    b. 15 Years or less 30931,675,101132,772,800
Balloon/Hybrid
    a. > 15 years 12779,712,1372517,479,250
    b. 15 Years or less 16072,285,9713316,594,950
Other Fixed Rate 61,664,49700
Adjustable Rate 1 yr or less 356,150,06400
Adjustable Rate > 1 yr 52,983,38200

OTHER REAL ESTATE

Closed-End Fixed Rate 1605,315,31110442,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 73524,006,716645,764,900
Open-End Fixed Rate 502,218,41000
TOTALS 2,408404,524,09621462,538,290

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 62,048,1910
Interest Only & Payment Option Other RE/LOC Loans 50521,528,0295,764,900
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Of Southern California Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes