Downey Federal Credit Union

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A short history of Downey FCU

Since its inception in 1957 the Downey Federal Credit Union has been serving its members in the DOWNEY, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Raymond Mesler, the Downey FCU has grown its membership to over 15,314 with assets of more than $217,021,614. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (562) 862-8141 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DOWNEY, CA.

General Information For Downey FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11870
Address P.O. BOX 4639 
State California 
Zip-Code 90241
Phone Number (562) 862-8141
Fax Number (562) 622-0791
Email Address: none
CEO/President Raymond Mesler
Members 15,314 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 217,021,614 

Compare Downey Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Financial Partners CU VA Hospital 3350 La Jolla Village Dr 90241 (619) 641-1100 No 1.92
Rancho CU Buena Park 8530 Stanton Ave 90622 (714) 995-4601 No 2.16
Auto Club CU AUTO CLUB FEDERAL CREDIT UNION 18327 GRIDLEY RD STE F 90703 (562) 924-1843 No 5.47
Camino CU Montebello 520 N Taylor Ave 90640 (323) 722-3400 No 5.63
Popa CU San Dimas Branch 188 E Arrow Hwy 91773 (562) 229-9181 No 5.68

Downey Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Downey Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.16 2.98 5.32 5.16 5.04
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 170 142 363 287 234
Rank Among All California Credit Unions 27 54 131 105 73

Downey Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.30 0.88 1.18
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 97 194 135
Rank Among All California Credit Unions N/A 26 24 48 21
Downey Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1603,4673,592,675
All Other Unsecured Loans/Lines of Credit 13.1402,4947,557,163
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.98062411,920,964
Used Vehicle Loans 5.3207959,635,805
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.16014534,905,365
Total Other Real Estate Loans/Lines of Credit 5.04030617,901,172
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.8201071,417,804
TOTAL LOANS & LEASES 7,93886,930,948

Downey Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11430,859,85782,707,200
    b. 15 Years or less 314,045,50800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1337,351,030251,825,671
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 17310,550,142182,348,500
Open-End Fixed Rate 0000
TOTALS 45152,806,537516,881,371


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Downey Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes