American First Credit Union

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A short history of American First CU

Since its inception in 1989 the American First Credit Union has been serving its members in the La Habra, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jon Shigematsu, the American First CU has grown its membership to over 37,556 with assets of more than $679,874,860. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (800) 290-1112 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in La Habra, CA.

General Information For American First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68485
Address 700 N Harbor Blvd 
City La Habra 
State California 
Zip-Code 90631
Phone Number (800) 290-1112
Fax Number () -
Email Address:
CEO/President Jon Shigematsu
Members 37,556 
Full-Time Employees 125 
Part-Time Employees
Number of Branch Offices
Total Assets 679,874,860 

Compare American First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pacific Community CU Fullerton 401 Imperial Hwy 92835 (714) 526-2328 No 2.28
Evangelical Christian CU ECCU - Brea Office 955 W Imperial Hwy 92822 (714) 671-5700 No 2.89
Credit Union Of Southern California CU Pomona Branch 435 W Mission Blvd 90608 (562) 698-8326 No 4.61
California Agribusiness CU Yamaha Cypress 6555 Katella Ave 90630 (714) 690-4865 No 5.42
Popa CU San Dimas Branch 188 E Arrow Hwy 91773 (562) 229-9181 No 6.37

American First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

American First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.20 2.99 1.99 4.13 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 175 145 21 159 132
Rank Among All California Credit Unions 28 56 12 65 33

American First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 N/A 0.25 0.85 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 N/A 105 198 259
Rank Among All California Credit Unions 19 N/A 30 51 75
American First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2002,2925,499,733
All Other Unsecured Loans/Lines of Credit 11.4001,9504,817,103
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.0001161,361,103
New Vehicle Loans 2.9901,64440,853,621
Used Vehicle Loans 1.9903,47455,695,082
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.130864276,548,449
Total Other Real Estate Loans/Lines of Credit 4.25082626,029,557
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.7004475,215,045
TOTAL LOANS & LEASES 11,613416,019,693

American First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12638,770,5907621,767,435
    b. 15 Years or less 25732,992,203297,075,625
    a. > 15 years 251127,523,2388592,260,445
    b. 15 Years or less 18576,728,7273526,570,330
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 45533,69100
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2475,162,53700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 57920,867,020343,362,378
Open-End Fixed Rate 0000
TOTALS 1,690302,578,006259151,036,213


Interest Only & Payment Option 1st Mortgage Loans 9853,964,71631,687,530
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

American First Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes