Constellation Federal Credit Union

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A short history of Constellation FCU

Since its inception in 1944 the Constellation Federal Credit Union has been serving its members in the RESTON, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bobby Josephson, the Constellation FCU has grown its membership to over 8,346 with assets of more than $216,425,073. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (703) 573-0970 or email them at KMOE@CONSTELLATIONFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RESTON, VA.

General Information For Constellation FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5098
Address 1810 SAMUEL MORSE DR 
State Virginia 
Zip-Code 20190
Phone Number (703) 573-0970
Fax Number (703) 573-0973
CEO/President Bobby Josephson
Members 8,346 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 216,425,073 

Compare Constellation Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northwest CU Manassas Branch 9730 Liberia Ave 20170 (703) 709-8900 No 1.73
First Baptist Church Of Vienna (va) CU First Baptist Church Vienna FCU 450 Orchard St NW 22180 (703) 319-0724 No 5.44
Strategic CU Springfield Branch 8320 Alban Rd 22150 (703) 912-1880 No 6.27
Wright Patman Congressional CU Oakton 10461 White Granite Dr 20026 (703) 934-8300 No 6.41
Navy Federal Credit Union CU Hilltop Village 7873 Heneska Loop 22315 (888) 842-6328 No 6.58

Constellation Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Constellation Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.49 2.49 3.75 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 83 51 102 168
Rank Among All Virginia Credit Unions 28 8 6 16 19

Constellation Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.25 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 105 263 227
Rank Among All Virginia Credit Unions 12 24 17 48 34
Constellation Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9903,2512,952,672
All Other Unsecured Loans/Lines of Credit 7.9904302,350,784
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901913,171,301
Used Vehicle Loans 2.4902633,405,783
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75032385,992,481
Total Other Real Estate Loans/Lines of Credit 4.50065541,857,752
Leases Receivable 2.49021469,204
Total All Other Loans/Lines of Credit 6.49026275,211
TOTAL LOANS & LEASES 5,160140,475,188

Constellation Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9722,182,0059812,968
    b. 15 Years or less 779,848,26751,131,300
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 14953,962,209198,157,312


Closed-End Fixed Rate 31023,219,601171,477,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34518,638,151186,327
Open-End Fixed Rate 0000
TOTALS 978127,850,2335111,664,907


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Constellation Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes