Wright Patman Congressional Federal Credit Union

A short history of Wright Patman Congressional FCU

Since its inception in 1953 the Wright Patman Congressional Federal Credit Union has been serving its members in the WASHINGTON, District Of Columbia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tony Caccese, the Wright Patman Congressional FCU has grown its membership to over 47,526 with assets of more than $913,846,990. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (703) 934-8300 or email them at email@congressionalfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WASHINGTON, DC.

General Information For Wright Patman Congressional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Wright Patman Congressional Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Asbury CU	Asbury FCU	926 11th St NW	20001	(202) 783-3308	No	0.35
Mt Gilead CU	MAIN OFFICE	1625 13th ST NW	20009	(202) 462-0427	No	0.37
John Wesley Ame Zion Church CU	JOHN WESLEY AME ZION CHURCH FCU	1615 14TH ST NW	20009	(202) 667-3824	No	0.37
Napfe CU	Main Office	1640 11th St NW	20001	(202) 939-6325	No	0.38
Department Of Commerce CU	Silver Spring Office	1325 E West HWY	20910	(301) 588-4722	No	0.44

Wright Patman Congressional Federal Credit Union Financial Performance Charts

Financial Data

Wright Patman Congressional Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.90	1.99	2.49	3.50	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	151	34	51	72	100
Rank Among All District Of Columbia Credit Unions	4	4	6	7	4

Wright Patman Congressional Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.15	0.40	1.05	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	119	76	165	250
Rank Among All District Of Columbia Credit Unions	N/A	9	7	8	15

Wright Patman Congressional Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.900	13,347	66,078,952
All Other Unsecured Loans/Lines of Credit	10.990	5,946	37,215,598
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	4.980	42	1,702,678
New Vehicle Loans	1.990	1,259	26,351,122
Used Vehicle Loans	2.490	3,351	40,647,589
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.500	953	272,866,476
Total Other Real Estate Loans/Lines of Credit	4.000	1,153	68,516,635
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.150	32	299,304
TOTAL LOANS & LEASES		26,083	513,678,354

Wright Patman Congressional Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	173	45,461,943	66	20,328,397
b. 15 Years or less	337	76,009,159	35	8,728,550
Balloon/Hybrid
a. > 15 years	319	113,088,957	33	14,609,729
b. 15 Years or less	124	38,306,417	14	5,268,000
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	382	16,544,258	56	3,025,988
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	771	51,972,377	103	6,147,887
Open-End Fixed Rate	0	0	0	0
TOTALS	2,106	341,383,111	307	58,108,551

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	579	42,851,180		6,147,887
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Wright Patman Congressional Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes