Strategic Federal Credit Union

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A short history of Strategic FCU

Since its inception in 1973 the Strategic Federal Credit Union has been serving its members in the STERLING, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Macomber, the Strategic FCU has grown its membership to over 1,309 with assets of more than $17,903,896. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (571) 250-2019 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in STERLING, VA.

General Information For Strategic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21319
Address 22110 PACIFIC BLVD STE 100 
State Virginia 
Zip-Code 20166
Phone Number (571) 250-2019
Fax Number (571) 250-4801
Email Address:
CEO/President Jerry Macomber
Members 1,309 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,903,896 

Compare Strategic Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northwest CU Manassas Branch 9730 Liberia Ave 20170 (703) 709-8900 No 5.45
Justice CU Main Justice Branch #2 950 Pennsylvania Ave NW Rm 1419 20170 (703) 480-5300 No 7.74
Constellation CU CONSTELLATION FCU 1810 Samuel Morse Dr 20190 (703) 573-0970 No 7.92
Loudoun Credit Union CU Loudoun Credit Union 801 Sycolin Rd SE Ste 101 20175 (703) 777-4744 No 8.19
Apple CU Herndon Branch 362 Elden St 20175 (703) 788-4800 No 11.24

Strategic Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Strategic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 1.99 2.49 3.61 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 34 51 83 38
Rank Among All Virginia Credit Unions 42 2 6 11 3

Strategic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 240 211
Rank Among All Virginia Credit Unions N/A 29 19 44 32
Strategic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900381626,639
All Other Unsecured Loans/Lines of Credit 10.900119429,484
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990771,421,667
Used Vehicle Loans 2.4901672,382,851
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.61092,020,779
Total Other Real Estate Loans/Lines of Credit 3.250775,068,563
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.750317,766
TOTAL LOANS & LEASES 83311,967,749

Strategic Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 51,353,5881320,000
    b. 15 Years or less 184,04300
    a. > 15 years 2533,12000
    b. 15 Years or less 150,02800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 191,263,2485240,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 583,805,3151250,000
Open-End Fixed Rate 0000
TOTALS 867,089,3427810,400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Strategic Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes