Navy Federal Credit Union

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A short history of Navy FCU

Since its inception in 1947 the Navy Federal Credit Union has been serving its members in the VIENNA, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Dawson, the Navy FCU has grown its membership to over 7,188,926 with assets of more than $82,038,635,993. They have a main office and 306 branch offices. Please see the credit unions website or contact them by phone at (888) 842-6328 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VIENNA, VA.

General Information For Navy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5536
Address 820 FOLLIN LANE 
State Virginia 
Zip-Code 22180
Phone Number (888) 842-6328
Fax Number () -
Email Address: none
CEO/President James Dawson
Members 7,188,926 
Full-Time Employees 13,843 
Part-Time Employees 1,006 
Number of Branch Offices 306 
Total Assets 82,038,635,993 

Compare Navy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Baptist Church Of Vienna (va) CU First Baptist Church Vienna FCU 450 Orchard St NW 22180 (703) 319-0724 No 1.36
Healthcare Systems CU Administration 8300 Arlington Blvd 22031 (703) 573-0685 No 2.98
Wright Patman Congressional CU Oakton 10461 White Granite Dr 20026 (703) 934-8300 No 3.30
Fairfax City CU Main Office 10455 Armstrong St 22030 (703) 385-7944 No 4.86
Constellation CU CONSTELLATION FCU 1810 Samuel Morse Dr 20190 (703) 573-0970 No 5.46

Navy Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Navy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 18.00 1.99 3.99 3.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 553 34 202 72 100
Rank Among All Virginia Credit Unions 59 2 28 9 10

Navy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.55 1.98 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 55 41 266
Rank Among All Virginia Credit Unions N/A 17 6 5 41
Navy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 18.0002,169,67313,087,787,825
All Other Unsecured Loans/Lines of Credit 18.0001,264,9294,146,609,003
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.28011,877212,588,028
New Vehicle Loans 1.990270,8215,730,882,297
Used Vehicle Loans 3.990581,9226,699,676,302
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500122,63328,161,940,809
Total Other Real Estate Loans/Lines of Credit 4.00057,2232,240,293,474
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.250136,116940,355,038
TOTAL LOANS & LEASES 4,615,19461,220,132,776

Navy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 79,94320,883,310,75420,0005,390,746,291
    b. 15 Years or less 31,6253,442,760,3333,836705,577,956
    a. > 15 years 582265,412,4241540,126,548
    b. 15 Years or less 204104,109,8114815,015,447
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 152,465,6312228,000
Adjustable Rate > 1 yr 10,2643,463,881,8561,448548,531,024


Closed-End Fixed Rate 30,9391,198,745,5972,949145,860,881
Closed-End Adjustable Rate 49021,548,32614,529,255
Open-End Adjustable Rate 25,7941,019,999,55117,297285,356,645
Open-End Fixed Rate 0000
TOTALS 179,85630,402,234,28345,5967,135,972,047


Interest Only & Payment Option 1st Mortgage Loans 33098,889,68414,921,440
Interest Only & Payment Option Other RE/LOC Loans 1,20276,056,97716,376,571
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Navy Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes