Communitywide Federal Credit Union

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A short history of Communitywide FCU

Since its inception in 1967 the Communitywide Federal Credit Union has been serving its members in the SOUTH BEND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andrew Burggraf, the Communitywide FCU has grown its membership to over 46,566 with assets of more than $397,890,278. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (574) 239-2700 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTH BEND, IN.

General Information For Communitywide FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18336
Address 1555 W WESTERN AVE 
State Indiana 
Zip-Code 46619
Phone Number (574) 239-2700
Fax Number (574) 239-2705
Email Address:
CEO/President Andrew Burggraf
Members 46,566 
Full-Time Employees 77 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 397,890,278 

Compare Communitywide Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Aaa CU Main Office 1112 N Bendix Dr 46619 (574) 232-8021 No 3.60
River Bend CU River Bend Federal 718 Chapin St 46601 (574) 288-1949 No 4.51
Imeco CU IMECO Federal Credit Union 3404 Boland Dr 46628 (574) 232-8403 No 4.84
South Bend Transit CU Emil "Lucky" Reznik Administration, Maintenance and Operations Facility 1401 S Lafayette Blvd Ste 100 46613 (574) 232-2192 No 4.87
Policemen's CU POLICEMENS FEDERAL CREDIT UNION 1130 S Main St 46601 (574) 234-1524 No 4.96

Communitywide Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Communitywide Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.60 3.90 7.40 5.80 5.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 210 262 578 354 330
Rank Among All Indiana Credit Unions 21 59 101 57 46

Communitywide Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.30 0.70 1.35 1.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 88 36 111 57
Rank Among All Indiana Credit Unions 10 13 2 12 3
Communitywide Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.600787786,552
All Other Unsecured Loans/Lines of Credit 9.4001,328128,639
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 11.90035,003
New Vehicle Loans 3.9001051,565,469
Used Vehicle Loans 7.40025,932304,277,595
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.80062222,991,429
Total Other Real Estate Loans/Lines of Credit 5.9009153,007
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.9006,69224,811,157
TOTAL LOANS & LEASES 35,478354,718,851

Communitywide Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 746,306,16300
    b. 15 Years or less 35414,703,26800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 1631,391,82700
Adjustable Rate 1 yr or less 31590,17100
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 9153,00700
Open-End Fixed Rate 0000
TOTALS 63123,144,43600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Communitywide Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes