River Bend Federal Credit Union

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A short history of River Bend FCU

Since its inception in 1949 the River Bend Federal Credit Union has been serving its members in the SOUTH BEND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Regina Geels, the River Bend FCU has grown its membership to over 883 with assets of more than $5,690,585. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (574) 288-1949 or email them at ceo@riverbendfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTH BEND, IN.

General Information For River Bend FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6204
Address 718 CHAPIN ST 
City SOUTH BEND 
State Indiana 
Zip-Code 46601
Phone Number (574) 288-1949
Fax Number (574) 288-5101
Email Address: ceo@riverbendfcu.com
CEO/President Regina Geels
Members 883 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,690,585 
Website http://www.riverbendfcu.com 

Compare River Bend Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Teachers CU New Albany 3308 Grant Line Rd 47150 (812) 948-6466 No 0.23
Policemen's CU POLICEMENS FEDERAL CREDIT UNION 1130 S Main St 46601 (574) 234-1524 No 0.69
South Bend Firefighters CU SOUTH BEND FIREFIGHTERS FCU 1122 S MAIN ST 46601 (574) 287-6161 No 0.69
South Bend Transit CU Emil "Lucky" Reznik Administration, Maintenance and Operations Facility 1401 S Lafayette Blvd Ste 100 46613 (574) 232-2192 No 0.89
Communitywide CU Warsaw 955 Husky Trl 46582 (574) 267-0100 No 1.05

River Bend Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


River Bend Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.40 6.55 5.37 6.54
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 197 504 311 394
Rank Among All Indiana Credit Unions N/A 40 95 56 56

River Bend Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.25 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 310 276
Rank Among All Indiana Credit Unions 20 26 N/A 52 49
River Bend Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.21099305,899
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.2202312,875
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.40012312,680
Used Vehicle Loans 6.5501971,757,794
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.3707239,761
Total Other Real Estate Loans/Lines of Credit 6.540334,367
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.44025134,204
TOTAL LOANS & LEASES 3662,797,580

River Bend Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2161,66500
    b. 15 Years or less 578,09600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 334,36700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 10274,12800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Bend Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes