South Bend Transit Federal Credit Union

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A short history of South Bend Transit FCU

Since its inception in 1941 the South Bend Transit Federal Credit Union has been serving its members in the SOUTH BEND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sarah Ladouceur, the South Bend Transit FCU has grown its membership to over 425 with assets of more than $4,315,112. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (574) 232-2192 or email them at sbtransit@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTH BEND, IN.

General Information For South Bend Transit FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4487
Address 1401 S LAFAYETTE BLVD STE 100 
City SOUTH BEND 
State Indiana 
Zip-Code 46613
Phone Number (574) 232-2192
Fax Number (574) 232-2892
Email Address: sbtransit@sbcglobal.net
CEO/President Sarah Ladouceur
Members 425 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,315,112 
Website http://sbtransitfcu.net 

Compare South Bend Transit Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Policemen's CU POLICEMENS FEDERAL CREDIT UNION 1130 S Main St 46601 (574) 234-1524 No 0.69
South Bend Firefighters CU SOUTH BEND FIREFIGHTERS FCU 1122 S MAIN ST 46601 (574) 287-6161 No 0.69
River Bend CU River Bend Federal 718 Chapin St 46601 (574) 288-1949 No 0.83
Communitywide CU Warsaw 955 Husky Trl 46582 (574) 267-0100 No 1.38
Teachers CU New Albany 3308 Grant Line Rd 47150 (812) 948-6466 No 1.50

South Bend Transit Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


South Bend Transit Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.83 8.33 7.41 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 378 652 452 N/A
Rank Among All Indiana Credit Unions N/A 81 107 64 N/A

South Bend Transit Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A N/A N/A
Rank Among All Indiana Credit Unions N/A 9 N/A N/A N/A
South Bend Transit Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.140120266,098
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.83010210,974
Used Vehicle Loans 8.3301311,558,097
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.41049,101
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.62012155,875
TOTAL LOANS & LEASES 2772,200,145

South Bend Transit Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 49,10100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 49,10100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Bend Transit Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes