Aaa Federal Credit Union

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A short history of Aaa FCU

Since its inception in 1939 the Aaa Federal Credit Union has been serving its members in the South Bend, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Obermeyer, the Aaa FCU has grown its membership to over 6,905 with assets of more than $61,995,097. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (574) 232-8021 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in South Bend, IN.

General Information For Aaa FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3412
Address P.O. Box 3788 
City South Bend 
State Indiana 
Zip-Code 46619
Phone Number (574) 232-8021
Fax Number (574) 280-3234
Email Address:
CEO/President Paul Obermeyer
Members 6,905 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 61,995,097 

Compare Aaa Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Communitywide CU Warsaw 955 Husky Trl 46582 (574) 267-0100 No 3.96
River Bend CU River Bend Federal 718 Chapin St 46601 (574) 288-1949 No 4.51
Imeco CU IMECO Federal Credit Union 3404 Boland Dr 46628 (574) 232-8403 No 4.84
South Bend Transit CU Emil "Lucky" Reznik Administration, Maintenance and Operations Facility 1401 S Lafayette Blvd Ste 100 46613 (574) 232-2192 No 4.87
Policemen's CU POLICEMENS FEDERAL CREDIT UNION 1130 S Main St 46601 (574) 234-1524 No 4.96

Aaa Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Aaa Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 2.49 3.49 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 83 146 138 229
Rank Among All Indiana Credit Unions 29 8 22 21 33

Aaa Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 240 211
Rank Among All Indiana Credit Unions N/A 29 22 42 33
Aaa Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0001,068946,796
All Other Unsecured Loans/Lines of Credit 9.9906082,265,032
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0005127,318
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4902534,593,596
Used Vehicle Loans 3.4905825,162,465
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0002349,210,489
Total Other Real Estate Loans/Lines of Credit 5.00039722,859
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9904094,652,847
TOTAL LOANS & LEASES 3,24427,581,402

Aaa Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 151,454,3411105,000
    b. 15 Years or less 1706,028,235562,488,332
    a. > 15 years 7569,40800
    b. 15 Years or less 4304,95000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 38853,5559447,000


Closed-End Fixed Rate 558,77100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34664,0887385,426
Open-End Fixed Rate 0000
TOTALS 2739,933,348733,425,758


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Aaa Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes