Community Resource Credit Union

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A short history of Community Resource CU

Since its inception in 1935 the Community Resource Credit Union has been serving its members in the Baytown, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Frazier, the Community Resource CU has grown its membership to over 43,440 with assets of more than $449,492,707. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (281) 422-3611 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Baytown, TX.

General Information For Community Resource CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68021
Address PO Box 3181 
City Baytown 
State Texas 
Zip-Code 77522
Phone Number (281) 422-3611
Fax Number (281) 427-6477
Email Address:
CEO/President David Frazier
Members 43,440 
Full-Time Employees 153 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 449,492,707 

Compare Community Resource Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
U. S. I. CU USI Federal Credit Union 1515 Miller Cut Off RD 77536 (713) 209-1310 No 5.59
Beacon CU Main Office 2901 Sens Rd 77572 (281) 471-1782 No 6.30
Ila 1351 CU ILA 1351 Federal Credit Union 10920 Spencer Hwy 77571 (281) 470-1813 No 7.08
Lubrizol Employees' CU Lubrizol Employees' CU 205 Center St 77536 (281) 479-6651 No 8.99
Shell CU Woodforest 5544 E Sam Houston Pkwy N 77536 (713) 844-1100 No 9.01

Community Resource Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community Resource Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.99 2.99 4.50 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 145 91 205 260
Rank Among All Texas Credit Unions 15 51 38 62 52

Community Resource Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.30 1.00 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 97 174 227
Rank Among All Texas Credit Unions 31 47 20 54 59
Community Resource Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9909,27119,041,761
All Other Unsecured Loans/Lines of Credit 14.0009,57932,118,891
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9904,022114,044,462
Used Vehicle Loans 2.9905,37090,635,035
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50099699,997,353
Total Other Real Estate Loans/Lines of Credit 5.2502038,677,279
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1001,39018,294,377
TOTAL LOANS & LEASES 30,831382,809,158

Community Resource Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 35338,136,392223,749,009
    b. 15 Years or less 56553,518,3915313,867,635
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6110,37500
Adjustable Rate > 1 yr 728,232,195131,083,520


Closed-End Fixed Rate 1978,542,24817822,862
Closed-End Adjustable Rate 6135,03100
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,199108,674,63210519,523,026


Interest Only & Payment Option 1st Mortgage Loans 91,305,0751,478,329
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Resource Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes