U. S. I. Federal Credit Union

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A short history of U. S. I. FCU

Since its inception in 1959 the U. S. I. Federal Credit Union has been serving its members in the Deer Park, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lupita Llanes, the U. S. I. FCU has grown its membership to over 1,320 with assets of more than $15,726,910. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (713) 209-1310 or email them at usifcu2@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Deer Park, TX.

General Information For U. S. I. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13132
Address PO Box D 
City Deer Park 
State Texas 
Zip-Code 77536
Phone Number (713) 209-1310
Fax Number (713) 209-1251
Email Address: usifcu2@yahoo.com
CEO/President Lupita Llanes
Members 1,320 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,726,910 
Website http://usifcu.com 

Compare U. S. I. Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lubrizol Employees' CU Lubrizol Employees' CU 205 Center St 77536 (281) 479-6651 No 0.55
Shell CU Woodforest 5544 E Sam Houston Pkwy N 77536 (713) 844-1100 No 1.00
City Of Deer Park CU Main Office 2005 Center St 77536 (281) 479-3344 No 1.54
Shared Resources CU Main Office 2102 Pasadena Fwy 77501 (713) 473-9244 No 3.98
Ila 1351 CU ILA 1351 Federal Credit Union 10920 Spencer Hwy 77571 (281) 470-1813 No 4.71

U. S. I. Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


U. S. I. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 4.00 5.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 282 384 N/A N/A
Rank Among All Texas Credit Unions 67 105 128 N/A N/A

U. S. I. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 N/A N/A 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 N/A N/A 158
Rank Among All Texas Credit Unions N/A 31 N/A N/A 31
U. S. I. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900185463,263
All Other Unsecured Loans/Lines of Credit 10.90080345,345
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.000811,827,761
Used Vehicle Loans 5.500931,268,728
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 16.00056600,210
TOTAL LOANS & LEASES 4954,505,307

U. S. I. Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

U. S. I. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes