Shell Federal Credit Union

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A short history of Shell FCU

Since its inception in 1937 the Shell Federal Credit Union has been serving its members in the Deer Park, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jose Rodriguez, the Shell FCU has grown its membership to over 85,345 with assets of more than $881,128,928. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (713) 844-1100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Deer Park, TX.

General Information For Shell FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1941
Address P.O. Box 578 
City Deer Park 
State Texas 
Zip-Code 77536
Phone Number (713) 844-1100
Fax Number () -
Email Address:
CEO/President Jose Rodriguez
Members 85,345 
Full-Time Employees 233 
Part-Time Employees 28 
Number of Branch Offices
Total Assets 881,128,928 

Compare Shell Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lubrizol Employees' CU Lubrizol Employees' CU 205 Center St 77536 (281) 479-6651 No 0.55
City Of Deer Park CU Main Office 2005 Center St 77536 (281) 479-3344 No 1.54
U. S. I. CU USI Federal Credit Union 1515 Miller Cut Off RD 77536 (713) 209-1310 No 2.99
Shared Resources CU Main Office 2102 Pasadena Fwy 77501 (713) 473-9244 No 3.98
Ila 1351 CU ILA 1351 Federal Credit Union 10920 Spencer Hwy 77571 (281) 470-1813 No 4.71

Shell Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Shell Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.75 1.99 1.99 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 78 34 21 138 132
Rank Among All Texas Credit Unions 13 9 7 36 24

Shell Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.55 1.00 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 55 174 227
Rank Among All Texas Credit Unions 31 43 9 54 59
Shell Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.75018,16839,195,953
All Other Unsecured Loans/Lines of Credit 9.25015,23297,682,116
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.500791,639,391
New Vehicle Loans 1.9905,729129,841,286
Used Vehicle Loans 1.99013,388241,565,607
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0002,240200,051,586
Total Other Real Estate Loans/Lines of Credit 4.25040515,683,588
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0001,32214,498,377
TOTAL LOANS & LEASES 56,563740,157,904

Shell Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 989109,873,11820429,365,509
    b. 15 Years or less 1,24786,970,79014613,409,790
    a. > 15 years 146,09000
    b. 15 Years or less 11,431,29800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 21,730,29000


Closed-End Fixed Rate 40515,683,588783,227,676
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 2,645215,735,17442846,002,975


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Shell Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes