Beacon Federal Credit Union

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A short history of Beacon FCU

Since its inception in 1949 the Beacon Federal Credit Union has been serving its members in the La Porte, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jack McAdoo, the Beacon FCU has grown its membership to over 16,754 with assets of more than $152,841,304. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (281) 471-1782 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in La Porte, TX.

General Information For Beacon FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6062
Address PO Box 1704 
City La Porte 
State Texas 
Zip-Code 77572
Phone Number (281) 471-1782
Fax Number (281) 470-9287
Email Address:
CEO/President Jack McAdoo
Members 16,754 
Full-Time Employees 54 
Part-Time Employees
Number of Branch Offices
Total Assets 152,841,304 

Compare Beacon Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ila 1351 CU ILA 1351 Federal Credit Union 10920 Spencer Hwy 77571 (281) 470-1813 No 2.58
U. S. I. CU USI Federal Credit Union 1515 Miller Cut Off RD 77536 (713) 209-1310 No 4.40
Community Resource CU Alexander Branch 2700 N Alexander Dr 77522 (281) 422-3611 No 6.38
City Of Deer Park CU Main Office 2005 Center St 77536 (281) 479-3344 No 6.51
Shell CU Woodforest 5544 E Sam Houston Pkwy N 77536 (713) 844-1100 No 6.57

Beacon Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Beacon Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.55 1.99 1.99 3.95 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 508 34 21 133 341
Rank Among All Texas Credit Unions 115 9 7 33 81

Beacon Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.60 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 240 271
Rank Among All Texas Credit Unions N/A 47 20 81 72
Beacon Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.5501,8864,264,939
All Other Unsecured Loans/Lines of Credit 9.8501,78911,330,156
Short-Term, Small Amount Loans (STS) (Federal CU Only) 17.9903946
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99096821,550,533
Used Vehicle Loans 1.9901,87527,828,828
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.95015110,549,634
Total Other Real Estate Loans/Lines of Credit 6.000904,191,859
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.7404945,845,697
TOTAL LOANS & LEASES 7,25685,562,592

Beacon Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 656,495,3057969,955
    b. 15 Years or less 864,054,3298565,800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 904,191,8599524,750
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 24114,741,493242,060,505


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Beacon Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes