Coast Central Credit Union

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A short history of Coast Central CU

Since its inception in 1974 the Coast Central Credit Union has been serving its members in the EUREKA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dean Christensen, the Coast Central CU has grown its membership to over 65,955 with assets of more than $1,343,841,022. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (707) 445-8801 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EUREKA, CA.

General Information For Coast Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62367
Address 2650 HARRISON AVE 
State California 
Zip-Code 95501
Phone Number (707) 445-8801
Fax Number (707) 442-2532
Email Address: none
CEO/President Dean Christensen
Members 65,955 
Full-Time Employees 191 
Part-Time Employees 32 
Number of Branch Offices 13 
Total Assets 1,343,841,022 

Compare Coast Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
California State & Fed Emp #20 CU Main 321 Wabash Ave 95502 (707) 443-8662 No 0.89
Northern Redwood CU Main Office 1270 Giuntoli Ln 95521 (707) 822-5902 No 8.18

Coast Central Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Coast Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.95 3.84 3.84 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 519 256 184 174 260
Rank Among All California Credit Unions 124 101 81 76 85

Coast Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.15 2.20 2.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 124 29 34
Rank Among All California Credit Unions 19 38 40 4 4
Coast Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.9507,45212,708,361
All Other Unsecured Loans/Lines of Credit 8.7503,12210,045,615
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8405,28686,568,481
Used Vehicle Loans 3.8408,979101,879,293
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2502,301355,515,394
Total Other Real Estate Loans/Lines of Credit 5.25076729,865,507
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.1003193,940,403
TOTAL LOANS & LEASES 28,226600,523,054

Coast Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,082176,474,0277315,158,993
    b. 15 Years or less 52564,345,5254810,680,975
    a. > 15 years 4810,375,94031,257,000
    b. 15 Years or less 34984,746,363189,983,023
Other Fixed Rate 3188,72000
Adjustable Rate 1 yr or less 29419,384,81971,187,200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1163,472,9886278,500
Closed-End Adjustable Rate 2466,52300
Open-End Adjustable Rate 64925,925,996608,112,574
Open-End Fixed Rate 0000
TOTALS 3,068385,380,90121546,658,265


Interest Only & Payment Option 1st Mortgage Loans 151,696,6852,449,478
Interest Only & Payment Option Other RE/LOC Loans 5494,866366,679
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Coast Central Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes