Northern Redwood Federal Credit Union

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A short history of Northern Redwood FCU

Since its inception in 1955 the Northern Redwood Federal Credit Union has been serving its members in the ARCATA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jenna Cardoza, the Northern Redwood FCU has grown its membership to over 2,282 with assets of more than $18,498,807. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (707) 822-5902 or email them at northred@suddenlinkmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ARCATA, CA.

General Information For Northern Redwood FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10362
Address 1270 GIUNTOLI LN 
City ARCATA 
State California 
Zip-Code 95521
Phone Number (707) 822-5902
Fax Number (707) 822-8818
Email Address: northred@suddenlinkmail.com
CEO/President Jenna Cardoza
Members 2,282 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,498,807 
Website http://northernredwoodfcu.org 

Compare Northern Redwood Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Coast Central CU McKinleyville - Central 1968 Central Ave 95519 (707) 445-8801 No 6.56
California State & Fed Emp #20 CU Main 321 Wabash Ave 95502 (707) 443-8662 No 7.45

Northern Redwood Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northern Redwood Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.40 4.65 6.53 6.43 8.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 469 358 502 406 498
Rank Among All California Credit Unions 113 124 159 117 135

Northern Redwood Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.12 N/A 1.40 0.12
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 124 N/A 103 281
Rank Among All California Credit Unions 24 35 N/A 16 87
Northern Redwood Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.400145187,138
All Other Unsecured Loans/Lines of Credit 8.51027109,980
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.650501,448,574
Used Vehicle Loans 6.5306967,592,371
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.430281,654,420
Total Other Real Estate Loans/Lines of Credit 8.880123,785
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.67041802,655
TOTAL LOANS & LEASES 98811,818,923

Northern Redwood Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6632,65300
    b. 15 Years or less 221,021,76700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 123,78500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 291,678,20500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northern Redwood Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes