California State & Fed Emp #20 Credit Union

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A short history of California State & Fed Emp #20 CU

Since its inception in 1951 the California State & Fed Emp #20 Credit Union has been serving its members in the EUREKA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ray Litchfield, the California State & Fed Emp #20 CU has grown its membership to over 5,342 with assets of more than $135,051,472. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (707) 443-8662 or email them at csfcu@suddenlinkmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EUREKA, CA.

General Information For California State & Fed Emp #20 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61933
Address PO BOX 1268 
City EUREKA 
State California 
Zip-Code 95502
Phone Number (707) 443-8662
Fax Number (707) 443-8664
Email Address: csfcu@suddenlinkmail.com
CEO/President Ray Litchfield
Members 5,342 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 135,051,472 
Website http://www.csfecu20.com 

Compare California State & Fed Emp #20 Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Coast Central CU McKinleyville - Central 1968 Central Ave 95519 (707) 445-8801 No 3.77
Northern Redwood CU Main Office 1270 Giuntoli Ln 95521 (707) 822-5902 No 6.25

California State & Fed Emp #20 Credit Union Financial Performance Charts


Performance Charts

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Financial Data


California State & Fed Emp #20 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.99 3.02 4.00 2.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 144 94 138 9
Rank Among All California Credit Unions 119 55 43 52 4

California State & Fed Emp #20 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A N/A 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A N/A 205
Rank Among All California Credit Unions N/A 16 N/A N/A 47
California State & Fed Emp #20 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900430572,855
All Other Unsecured Loans/Lines of Credit 13.50069265,265
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.010124290,170
New Vehicle Loans 2.9902926,913,379
Used Vehicle Loans 3.02087813,800,116
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00021922,773,901
Total Other Real Estate Loans/Lines of Credit 2.500521,840,964
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50047653,867
TOTAL LOANS & LEASES 2,11147,110,517

California State & Fed Emp #20 Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4810,113,90071,567,200
    b. 15 Years or less 665,227,65781,133,000
Balloon/Hybrid
    a. > 15 years 123,159,69800
    b. 15 Years or less 1177,83000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 924,094,8163616,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 116,53300
Closed-End Adjustable Rate 261,155,76600
Open-End Adjustable Rate 25668,6654189,700
Open-End Fixed Rate 0000
TOTALS 27124,614,865223,505,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

California State & Fed Emp #20 Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes