Calcite Credit Union

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A short history of Calcite CU

Since its inception in 1961 the Calcite Credit Union has been serving its members in the Rogers City, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Mills, the Calcite CU has grown its membership to over 8,402 with assets of more than $71,589,362. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (989) 734-4130 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rogers City, MI.

General Information For Calcite CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62333
Address 478 N. Third St. 
City Rogers City 
State Michigan 
Zip-Code 49779
Phone Number (989) 734-4130
Fax Number (989) 734-3422
Email Address:
CEO/President Barbara Mills
Members 8,402 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 71,589,362 

Compare Calcite Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Awakon CU Awakon Federal Credit Union 279 S Bradley Hwy 49779 (989) 734-2772 No 22.14
Besser CU Besser Credit Union 1381 N Bagley St 49707 (989) 356-1880 No 27.78
H.p.c. CU H.P.C. CREDIT UNION - BRANCH OFFICE 150 S Ripley Blvd 49707 (989) 354-4698 No 27.91
Alpena-alcona Area CU Lincoln Office 111 S Church St 48742 (989) 736-8912 No 28.03
Alpena Community CU Alpena Community Credit Union Main Office 710 W Miller St 49707 (989) 356-4561 No 28.33

Calcite Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Calcite Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 2.60 5.50 4.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 94 384 174 229
Rank Among All Michigan Credit Unions 28 23 94 44 49

Calcite Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 0.50 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 263 125
Rank Among All Michigan Credit Unions N/A 14 17 59 16
Calcite Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5001,7213,388,573
All Other Unsecured Loans/Lines of Credit 10.7501,5483,332,211
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6001272,270,694
Used Vehicle Loans 5.5009889,022,853
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25028513,658,089
Total Other Real Estate Loans/Lines of Credit 5.000912,337,648
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5003683,358,465
TOTAL LOANS & LEASES 5,12837,368,533

Calcite Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 009928,540
    b. 15 Years or less 2059,348,80512843,800
    a. > 15 years 0000
    b. 15 Years or less 804,309,28414815,700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 912,337,6481371,073
Open-End Fixed Rate 0000
TOTALS 37615,995,737482,659,113


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Calcite Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes