H.p.c. Credit Union

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A short history of H.p.c. CU

Since its inception in 1950 the H.p.c. Credit Union has been serving its members in the ALPENA, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CINDY KRENTZ, the H.p.c. CU has grown its membership to over 7,898 with assets of more than $124,820,450. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (989) 354-4698 or email them at hpccu@i2k.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALPENA, MI.

General Information For H.p.c. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62219
Address 1234 W CHISHOLM ST 
State Michigan 
Zip-Code 49707
Phone Number (989) 354-4698
Fax Number (989) 356-6912
Email Address: hpccu@i2k.com
Members 7,898 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 124,820,450 
Website http://www.hpccu.com 

Compare H.p.c. Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Besser CU Besser Credit Union 1381 N Bagley St 49707 (989) 356-1880 No 0.65
Alpena-alcona Area CU Lincoln Office 111 S Church St 48742 (989) 736-8912 No 0.94
Thunder Bay Area CU Main Office 417 W Chisholm St 49707 (989) 354-2850 No 1.82
Alpena Community CU Alpena Community Credit Union Main Office 710 W Miller St 49707 (989) 356-4561 No 1.86
Calcite CU Calcite Credit Union 478 N Third St 49779 (989) 734-4130 No 29.58

H.p.c. Credit Union Financial Performance Charts

Performance Charts

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Financial Data

H.p.c. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 2.00 2.00 3.99 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 35 22 137 100
Rank Among All Michigan Credit Unions 85 9 6 31 15

H.p.c. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.35 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 293 145
Rank Among All Michigan Credit Unions N/A 16 21 66 24
H.p.c. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.000631433,431
All Other Unsecured Loans/Lines of Credit 5.0004791,283,570
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 3.5001731,038,540
New Vehicle Loans 2.0001482,844,378
Used Vehicle Loans 2.0005695,990,181
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99051033,747,316
Total Other Real Estate Loans/Lines of Credit 4.00010168,452
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0002382,499,009
TOTAL LOANS & LEASES 2,75848,004,877

H.p.c. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1649,922,8689643,400
    b. 15 Years or less 26715,095,379161,897,871
    a. > 15 years 172,296,7913546,546
    b. 15 Years or less 505,322,70861,062,698
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 121,109,570163,500


Closed-End Fixed Rate 582,74900
Closed-End Adjustable Rate 585,70300
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 52033,915,768354,214,015


Interest Only & Payment Option 1st Mortgage Loans 147,41247,412
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

H.p.c. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes