Alpena Community Credit Union

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A short history of Alpena Community CU

Since its inception in 1970 the Alpena Community Credit Union has been serving its members in the ALPENA, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ann Boyk, the Alpena Community CU has grown its membership to over 2,670 with assets of more than $23,862,542. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (989) 356-4561 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALPENA, MI.

General Information For Alpena Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62264
Address 710 W MILLER ST 
State Michigan 
Zip-Code 49707
Phone Number (989) 356-4561
Fax Number (989) 356-1493
Email Address: none
CEO/President Ann Boyk
Members 2,670 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,862,542 

Compare Alpena Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Besser CU Besser Credit Union 1381 N Bagley St 49707 (989) 356-1880 No 0.65
Alpena-alcona Area CU Lincoln Office 111 S Church St 48742 (989) 736-8912 No 0.94
H.p.c. CU H.P.C. CREDIT UNION - BRANCH OFFICE 150 S Ripley Blvd 49707 (989) 354-4698 No 1.27
Thunder Bay Area CU Main Office 417 W Chisholm St 49707 (989) 354-2850 No 1.82
Calcite CU Calcite Credit Union 478 N Third St 49779 (989) 734-4130 No 29.58

Alpena Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Alpena Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.84 2.48 4.08 5.64 3.97
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 403 80 212 339 97
Rank Among All Michigan Credit Unions 69 16 56 96 13

Alpena Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.10 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 134 234 205
Rank Among All Michigan Credit Unions N/A 23 30 53 44
Alpena Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.840270279,489
All Other Unsecured Loans/Lines of Credit 10.000141422,565
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.480561,139,256
Used Vehicle Loans 4.0802122,264,759
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.6401095,386,407
Total Other Real Estate Loans/Lines of Credit 3.97018397,966
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.92083620,302
TOTAL LOANS & LEASES 88910,510,744

Alpena Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10536,41500
    b. 15 Years or less 713,130,5953142,200
    a. > 15 years 16957,828181,000
    b. 15 Years or less 12761,56900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 18397,96600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1275,784,3734223,200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alpena Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes