1st Community Credit Union

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A short history of 1st Community CU

Since its inception in 1961 the 1st Community Credit Union has been serving its members in the SPARTA, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brad Bauges, the 1st Community CU has grown its membership to over 11,308 with assets of more than $147,569,712. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (608) 269-8121 or email them at general@1stccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPARTA, WI.

General Information For 1st Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67012
Address P.O. BOX 167 
State Wisconsin 
Zip-Code 54656
Phone Number (608) 269-8121
Fax Number (608) 269-1074
Email Address: general@1stccu.com
CEO/President Brad Bauges
Members 11,308 
Full-Time Employees 37 
Part-Time Employees
Number of Branch Offices
Total Assets 147,569,712 
Website http://www.1stccu.com 

Compare 1st Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tomah Area CU Tito's TACU 901 Lincoln Ave 54660 (608) 372-4736 No 14.67
Oakdale CU Oakdale Credit Union - Reedsburg Branch 132 S Park St 53959 (608) 524-5885 No 20.67
Co-op CU Main Office 100 E Main St 54615 (715) 284-5333 No 21.42
Altra CU Altra Federal Credit Union 1400 Waterloo Ave 54669 (608) 786-1153 No 21.93
Westby Co-op CU Baraboo Branch 1333 South Blvd 53913 (608) 356-5500 No 22.78

1st Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

1st Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.40 2.70 2.95 4.50 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 193 108 88 205 260
Rank Among All Wisconsin Credit Unions 16 16 12 43 42

1st Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.40 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 76 207 184
Rank Among All Wisconsin Credit Unions N/A 10 13 24 18
1st Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4001,6572,458,354
All Other Unsecured Loans/Lines of Credit 9.4504381,698,611
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7004829,725,037
Used Vehicle Loans 2.9502,01022,129,485
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50076260,664,670
Total Other Real Estate Loans/Lines of Credit 5.2503726,028,993
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9501,05417,263,582
TOTAL LOANS & LEASES 6,775119,968,732

1st Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3495,189558,993,585
    b. 15 Years or less 32818,333,4927358,650
    a. > 15 years 43141,835,989718,701,627
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 541,266,42613480,484
Open-End Adjustable Rate 3184,762,56745952,486
Open-End Fixed Rate 0000
TOTALS 1,13466,693,66319119,486,832


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1783,220,834887,470
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes