Altra Federal Credit Union

  • +1

A short history of Altra FCU

Since its inception in 1934 the Altra Federal Credit Union has been serving its members in the ONALASKA, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jack Peplinski, the Altra FCU has grown its membership to over 95,628 with assets of more than $1,349,463,362. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (608) 787-4500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ONALASKA, WI.

General Information For Altra FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24077
Address 1700 OAK FOREST DR 
State Wisconsin 
Zip-Code 54650
Phone Number (608) 787-4500
Fax Number (608) 787-7160
Email Address:
CEO/President Jack Peplinski
Members 95,628 
Full-Time Employees 323 
Part-Time Employees 56 
Number of Branch Offices 18 
Total Assets 1,349,463,362 

Compare Altra Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
La Crosse-burlington CU Main Office 1735 Credit Union Ct 54603 (608) 781-5040 No 4.38
Governmental Employees CU C U Answers 6000 28th St SE Ste 100 49546 (800) 327-3478 No 6.39
Firefighters CU 2707 Midwest Drive 2707 Midwest Dr 54650 (608) 784-9480 No 7.11
Gundersen CU Hospital 1910 South Ave 54601 (608) 775-4715 No 8.00
Dairyland Power CU Dairyland Power Credit Union 3200 East Ave S 54601 (608) 787-1283 No 9.31

Altra Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Altra Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.65 3.22 5.22 4.05 3.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 215 171 352 145 66
Rank Among All Wisconsin Credit Unions 20 35 57 31 10

Altra Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.23 0.10 0.40 1.00 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 17 129 77 175 186
Rank Among All Wisconsin Credit Unions 1 14 14 15 19
Altra Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.65020,13270,902,126
All Other Unsecured Loans/Lines of Credit 9.9007,52321,977,163
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.0003315,864,091
New Vehicle Loans 3.22012,922235,946,347
Used Vehicle Loans 5.22014,155152,417,714
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0504,340527,036,466
Total Other Real Estate Loans/Lines of Credit 3.6502,60776,727,650
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.6503,32759,606,531
TOTAL LOANS & LEASES 65,3371,150,478,088

Altra Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13223,028,70838468,453,804
    b. 15 Years or less 2,670201,791,51731133,322,111
    a. > 15 years 522111,368,2277816,265,369
    b. 15 Years or less 947171,202,31815335,642,836
Other Fixed Rate 71,093,64000
Adjustable Rate 1 yr or less 18842,10900
Adjustable Rate > 1 yr 4417,709,94772,007,500


Closed-End Fixed Rate 64722,299,5211144,121,103
Closed-End Adjustable Rate 2194,5251340,000
Open-End Adjustable Rate 1,94453,624,68035417,263,223
Open-End Fixed Rate 14608,924395,000
TOTALS 6,947603,764,1161,405177,510,946


Interest Only & Payment Option 1st Mortgage Loans 7412,149,98616,272,118
Interest Only & Payment Option Other RE/LOC Loans 2,65552,877,82416,721,078
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Altra Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes