Westby Co-op Credit Union

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A short history of Westby Co-op CU

Since its inception in 1939 the Westby Co-op Credit Union has been serving its members in the WESTBY, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KEVIN HAUSER, the Westby Co-op CU has grown its membership to over 31,414 with assets of more than $466,052,524. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (608) 634-3118 or email them at MAIL@WCCUCREDITUNION.COOP to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WESTBY, WI.

General Information For Westby Co-op CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67208
Address P O BOX 70 
State Wisconsin 
Zip-Code 54667
Phone Number (608) 634-3118
Fax Number (608) 634-3148
Members 31,414 
Full-Time Employees 127 
Part-Time Employees 63 
Number of Branch Offices
Total Assets 466,052,524 

Compare Westby Co-op Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
1st Community CU 1st CCU West Salem 1410 W City Highway 16 54669 (608) 786-2420 No 19.65
Dairyland Power CU Dairyland Power Credit Union 3200 East Ave S 54601 (608) 787-1283 No 20.82
Gundersen CU Hospital 1910 South Ave 54601 (608) 775-4715 No 22.15
Firefighters CU 2707 Midwest Drive 2707 Midwest Dr 54650 (608) 784-9480 No 22.74
Governmental Employees CU C U Answers 6000 28th St SE Ste 100 49546 (800) 327-3478 No 23.06

Westby Co-op Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Westby Co-op Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 2.99 3.49 4.75 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 145 146 238 289
Rank Among All Wisconsin Credit Unions 6 26 24 49 48

Westby Co-op Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.40 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 76 198 179
Rank Among All Wisconsin Credit Unions 10 12 13 22 15
Westby Co-op Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.5006,9668,358,158
All Other Unsecured Loans/Lines of Credit 8.2403,3778,890,702
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99059613,381,215
Used Vehicle Loans 3.4906,06361,819,094
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7501,780195,349,525
Total Other Real Estate Loans/Lines of Credit 5.5003579,147,346
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0002,74764,713,765
TOTAL LOANS & LEASES 21,886361,659,805

Westby Co-op Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19919,577,6469511,528,524
    b. 15 Years or less 32516,330,791564,921,087
    a. > 15 years 31660,221,1139114,597,020
    b. 15 Years or less 81196,636,69922831,351,032
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1292,583,27658424,950
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 865,056,754181,622,546
Closed-End Adjustable Rate 952,045,70929735,239
Open-End Adjustable Rate 1762,044,883102713,970
Open-End Fixed Rate 0000
TOTALS 2,137204,496,87167765,894,368


Interest Only & Payment Option 1st Mortgage Loans 969,859,8977,200,467
Interest Only & Payment Option Other RE/LOC Loans 452,722,6702,620,158
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Westby Co-op Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes