Wiregrass Federal Credit Union

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A short history of Wiregrass FCU

Since its inception in 1959 the Wiregrass Federal Credit Union has been serving its members in the DOTHAN, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tangela Souders, the Wiregrass FCU has grown its membership to over 7,050 with assets of more than $47,255,730. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (334) 793-3667 or email them at wiregrass@wiregrassfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DOTHAN, AL.

General Information For Wiregrass FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13228
Address P.O. BOX 216 
State Alabama 
Zip-Code 36302
Phone Number (334) 793-3667
Fax Number (334) 793-5674
Email Address: wiregrass@wiregrassfcu.org
CEO/President Tangela Souders
Members 7,050 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 47,255,730 
Website http://www.wiregrassfcu.org 

Compare Wiregrass Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Five Star CU Five Star Credit Union 78 Main St 39854 (229) 334-8585 No 0.35
Army Aviation Center CU Ozark North 1184 Andrews Ave 36322 (334) 774-4929 No 20.01
Iam Community CU IAM Commnuity Federal Credit Union Daleville Branch 467 S Daleville Ave 36322 (334) 598-6361 No 28.57

Wiregrass Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wiregrass Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 4.40 5.78 5.01 5.38
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 330 419 269 276
Rank Among All Alabama Credit Unions 14 39 40 22 26

Wiregrass Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.20 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 114 174 158
Rank Among All Alabama Credit Unions 13 23 17 17 10
Wiregrass Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7501,2621,415,137
All Other Unsecured Loans/Lines of Credit 10.5806502,214,519
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.4003507,599,811
Used Vehicle Loans 5.7801,78921,403,048
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.010643,543,624
Total Other Real Estate Loans/Lines of Credit 5.38024667,029
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5602342,425,808
TOTAL LOANS & LEASES 4,37339,268,976

Wiregrass Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 523,211,59900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 12332,025175,623
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 24667,029153,738
Open-End Fixed Rate 0000
TOTALS 884,210,6532129,361


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wiregrass Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes