Iam Community Federal Credit Union

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A short history of Iam Community FCU

Since its inception in 1964 the Iam Community Federal Credit Union has been serving its members in the ENTERPRISE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frank Garrett, the Iam Community FCU has grown its membership to over 4,600 with assets of more than $32,450,950. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (334) 347-9000 or email them at memberservice_iamfcu@entercomp.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ENTERPRISE, AL.

General Information For Iam Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16556
Address PO BOX 311990 
City ENTERPRISE 
State Alabama 
Zip-Code 36331
Phone Number (334) 347-9000
Fax Number (334) 347-1074
Email Address: memberservice_iamfcu@entercomp.com
CEO/President Frank Garrett
Members 4,600 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 32,450,950 
Website http://www.iamcfcu.com 

Compare Iam Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Army Aviation Center CU Ozark North 1184 Andrews Ave 36322 (334) 774-4929 No 8.17
Opp-micolas CU OPP-MICOLAS 901 DOUGLAS AVE 36467 (334) 493-6434 No 24.52
Wiregrass CU WFCU Main 326 Honeysuckle Rd 36302 (334) 793-3667 No 25.64
Five Star CU Five Star Credit Union 78 Main St 39854 (229) 334-8585 No 27.98

Iam Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Iam Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.50 4.25 3.59 3.73
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 449 231 81 72
Rank Among All Alabama Credit Unions 15 52 23 6 7

Iam Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 274 234
Rank Among All Alabama Credit Unions N/A 19 N/A 34 24
Iam Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900163479,864
All Other Unsecured Loans/Lines of Credit 9.9904521,762,585
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.5001532,419,026
Used Vehicle Loans 4.2505426,636,220
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.590745,501,546
Total Other Real Estate Loans/Lines of Credit 3.730321,116,445
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1501181,401,184
TOTAL LOANS & LEASES 1,53419,316,870

Iam Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 283,298,8853444,412
    b. 15 Years or less 462,202,6613130,750
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 321,116,44500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1066,617,9916575,162

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Iam Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes