Wichita Federal Credit Union

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A short history of Wichita FCU

Since its inception in 1940 the Wichita Federal Credit Union has been serving its members in the Wichita, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ashley Pelz, the Wichita FCU has grown its membership to over 10,672 with assets of more than $106,721,763. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (316) 941-0600 or email them at questions@wmfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita, KS.

General Information For Wichita FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3907
Address 9835 E. 21 ST N 
City Wichita 
State Kansas 
Zip-Code 67206
Phone Number (316) 941-0600
Fax Number () -
Email Address: questions@wmfcu.com
CEO/President Ashley Pelz
Members 10,672 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 106,721,763 
Website http://www.wichitafcu.com 

Compare Wichita Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Meritrust CU Plant II 3801 S Oliver St 67210 (316) 219-7930 No 2.96
Campus CU Campus Credit Union 1845 Fairmount St # 65 67260 (316) 978-3666 No 3.69
Wheat State CU MCCU Riverside Branch 2622 W Central Ave Ste 106 67203 (316) 440-3323 No 4.41
Freedom 1st CU Freedom 1st FCU 57915 Leavenworth St 67221 (316) 685-0205 No 4.99
Equishare CU 9100 W Central Ave 9100 W Central Ave 67212 (316) 263-6171 No 5.94

Wichita Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wichita Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 18.00 5.00 17.75 2.65 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 553 397 824 9 229
Rank Among All Kansas Credit Unions 31 38 60 1 20

Wichita Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 0.45 0.80 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 69 207 266
Rank Among All Kansas Credit Unions 6 12 4 15 24
Wichita Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 18.0001,7782,443,457
All Other Unsecured Loans/Lines of Credit 10.0001,8795,204,436
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00043610,539,661
Used Vehicle Loans 17.7503,28941,358,861
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.6501078,581,803
Total Other Real Estate Loans/Lines of Credit 5.0002705,453,502
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001812,501,943
TOTAL LOANS & LEASES 7,94076,083,663

Wichita Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 756,064,0227877,200
    b. 15 Years or less 211,058,6781118,000
    a. > 15 years 0000
    b. 15 Years or less 111,459,10300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1903,967,316301,108,250
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 801,486,186774,712
Open-End Fixed Rate 0000
TOTALS 37714,035,305452,178,162


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wichita Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes