Wheat State Credit Union

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A short history of Wheat State CU

Since its inception in 1963 the Wheat State Credit Union has been serving its members in the WICHITA, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Larry Schmitz II, the Wheat State CU has grown its membership to over 4,354 with assets of more than $21,267,674. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (316) 687-4101 or email them at contact@medicalcomcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WICHITA, KS.

General Information For Wheat State CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63211
Address 1400 S OLIVER 
State Kansas 
Zip-Code 67218
Phone Number (316) 687-4101
Fax Number (316) 687-4170
Email Address: contact@medicalcomcu.org
CEO/President Larry Schmitz II
Members 4,354 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,267,674 
Website http://www.wheatstatecu.com 

Compare Wheat State Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Freedom 1st CU Freedom 1st FCU 57915 Leavenworth St 67221 (316) 685-0205 No 3.03
Campus CU Campus Credit Union 1845 Fairmount St # 65 67260 (316) 978-3666 No 3.39
Equishare CU 9100 W Central Ave 9100 W Central Ave 67212 (316) 263-6171 No 3.41
Meritrust CU Plant II 3801 S Oliver St 67210 (316) 219-7930 No 5.73
Wichita CU East Office 9835 E. 21st ST 67206 (316) 941-0600 No 6.47

Wheat State Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wheat State Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.11 7.01 4.23 4.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 408 546 172 215
Rank Among All Kansas Credit Unions 10 39 47 19 19

Wheat State Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.08 N/A 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 134 N/A 215 192
Rank Among All Kansas Credit Unions 8 18 N/A 18 13
Wheat State Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900443447,860
All Other Unsecured Loans/Lines of Credit 10.8805671,604,892
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.110421,219,644
Used Vehicle Loans 7.01099010,054,756
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.230492,173,562
Total Other Real Estate Loans/Lines of Credit 4.88025786,618
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5601631,592,281
TOTAL LOANS & LEASES 2,27917,879,613

Wheat State Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8557,21400
    b. 15 Years or less 361,116,22900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5500,11900


Closed-End Fixed Rate 25786,6185147,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 742,960,1805147,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wheat State Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes