Meritrust Credit Union

  • +1

A short history of Meritrust CU

Since its inception in 1935 the Meritrust Credit Union has been serving its members in the Wichita, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Nastars, the Meritrust CU has grown its membership to over 92,524 with assets of more than $1,281,515,036. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (316) 683-1199 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita, KS.

General Information For Meritrust CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63283
Address 8710 E 32nd St N 
City Wichita 
State Kansas 
Zip-Code 67226
Phone Number (316) 683-1199
Fax Number () -
Email Address: none
CEO/President James Nastars
Members 92,524 
Full-Time Employees 327 
Part-Time Employees 15 
Number of Branch Offices 15 
Total Assets 1,281,515,036 

Compare Meritrust Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Campus CU Campus Credit Union 1845 Fairmount St # 65 67260 (316) 978-3666 No 5.30
Equishare CU 9100 W Central Ave 9100 W Central Ave 67212 (316) 263-6171 No 8.11
Wheat State CU MCCU Riverside Branch 2622 W Central Ave Ste 106 67203 (316) 440-3323 No 8.26
Sunflower CU SFCU 430 S Stoneridge St 67277 (316) 680-1754 No 9.53
Wichita CU East Office 9835 E. 21st ST 67206 (316) 941-0600 No 9.89

Meritrust Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Meritrust Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 5.28 5.41 4.03 4.56
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 427 372 143 176
Rank Among All Kansas Credit Unions 17 40 29 15 15

Meritrust Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.39 1.85 2.01
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 131 143 79 52 48
Rank Among All Kansas Credit Unions 15 19 6 2 1
Meritrust Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.99012,92527,659,744
All Other Unsecured Loans/Lines of Credit 12.9104,55215,752,838
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.2807,222181,125,894
Used Vehicle Loans 5.41040,589579,837,743
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0301,970236,619,377
Total Other Real Estate Loans/Lines of Credit 4.5602,53147,378,995
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.54076413,045,445
TOTAL LOANS & LEASES 70,5531,101,420,036

Meritrust Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 68073,065,217505,623,833
    b. 15 Years or less 71076,273,513544,881,897
    a. > 15 years 49572,605,3937513,176,865
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6713,203,76100
Adjustable Rate > 1 yr 181,471,49300


Closed-End Fixed Rate 93919,042,7941233,158,932
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,59228,336,20100
Open-End Fixed Rate 0000
TOTALS 4,501283,998,37230226,841,527


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Meritrust Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes