West Financial Credit Union

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A short history of West Financial CU

Since its inception in 1958 the West Financial Credit Union has been serving its members in the MEDINA, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Renee Schuyler, the West Financial CU has grown its membership to over 3,195 with assets of more than $28,082,672. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (763) 235-6000 or email them at membership@westfinancialcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEDINA, MN.

General Information For West Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64845
Address 3575 SIOUX DR 
State Minnesota 
Zip-Code 55340
Phone Number (763) 235-6000
Fax Number (763) 235-6001
Email Address: membership@westfinancialcu.com
CEO/President Renee Schuyler
Members 3,195 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 28,082,672 
Website http://westfinancialcu.com 

Compare West Financial Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Building Trades CU Building Trades CU - Bloomington 9741 Lyndale Ave S 55420 (952) 746-0990 No 7.11
Trustone Financial CU Burnsville 14300 Nicollet Ct 55306 (800) 862-1998 No 7.30
Topline CU Como 976 Lexington Pkwy N 55369 (763) 391-9494 No 9.21
Mill City Credit Union CU Administration 9999 Wayzata Blvd 55305 (763) 764-6900 No 11.19
Electrus CU Electrus Federal Credit Union 7100 Brooklyn Blvd 55429 (763) 569-4000 No 11.61

West Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

West Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.00 5.50 5.50 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 397 384 324 391
Rank Among All Minnesota Credit Unions 22 61 64 39 47

West Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.20 0.70 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 114 224 271
Rank Among All Minnesota Credit Unions 8 17 20 25 35
West Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9006221,428,161
All Other Unsecured Loans/Lines of Credit 9.900157570,627
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00020311,116
Used Vehicle Loans 5.5002633,282,669
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500689,535,848
Total Other Real Estate Loans/Lines of Credit 6.5001227,091,912
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.8701797,810
TOTAL LOANS & LEASES 1,26922,318,143

West Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7426,98700
    b. 15 Years or less 4138,45900
    a. > 15 years 0000
    b. 15 Years or less 418,397,81592,158,910
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 16572,58700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 271,966,8148209,400
Closed-End Adjustable Rate 1133,44000
Open-End Adjustable Rate 944,991,658471,008,173
Open-End Fixed Rate 0000
TOTALS 19016,627,760643,376,483


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Financial Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes