Mill City Credit Union

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A short history of Mill City CU

Since its inception in 1935 the Mill City Credit Union has been serving its members in the MINNETONKA, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kent Greff, the Mill City CU has grown its membership to over 21,859 with assets of more than $335,020,795. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (763) 764-6900 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MINNETONKA, MN.

General Information For Mill City CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68654
Address 9999 WAYZATA BLVD 
State Minnesota 
Zip-Code 55305
Phone Number (763) 764-6900
Fax Number (763) 764-6980
Email Address: ----
CEO/President Kent Greff
Members 21,859 
Full-Time Employees 61 
Part-Time Employees
Number of Branch Offices
Total Assets 335,020,795 

Compare Mill City Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Metro Schools CU Edina office 5701 Normandale Rd 55424 (952) 848-4282 No 1.46
Peoples Community CU PEOPLES CCU 1541 Highway 7 55305 (952) 932-4499 No 1.54
Sharepoint CU Corporate Office 5300 Hyland Greens Dr 55437 (952) 930-0700 No 2.75
Trustone Financial CU Burnsville 14300 Nicollet Ct 55306 (800) 862-1998 No 4.22
Eaton Employees CU Main 14900 Technology Dr 55344 (952) 937-7175 No 6.74

Mill City Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mill City Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.36 4.05 3.74 3.96
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 188 209 100 95
Rank Among All Minnesota Credit Unions N/A 39 38 14 12

Mill City Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.17 0.80 0.54
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 122 207 221
Rank Among All Minnesota Credit Unions 13 22 22 20 23
Mill City Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.7403,34416,016,731
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.130480605,528
New Vehicle Loans 3.3601,10921,133,132
Used Vehicle Loans 4.0503,05534,539,652
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.740626104,922,182
Total Other Real Estate Loans/Lines of Credit 3.96062121,183,309
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2106365,469,754
TOTAL LOANS & LEASES 9,871203,870,288

Mill City Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13342,427,8534412,236,940
    b. 15 Years or less 46152,292,964407,114,900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3210,201,36531,556,000


Closed-End Fixed Rate 1965,806,24617785,100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 42515,377,063341,716,640
Open-End Fixed Rate 0000
TOTALS 1,247126,105,49113823,409,580


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 5330,6240
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mill City Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes