Topline Federal Credit Union

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A short history of Topline FCU

Since its inception in 1935 the Topline Federal Credit Union has been serving its members in the MAPLE GROVE, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tom Smith, the Topline FCU has grown its membership to over 40,008 with assets of more than $410,619,925. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (763) 391-9494 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MAPLE GROVE, MN.

General Information For Topline FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24568
Address 9353 JEFFERSON HWY 
State Minnesota 
Zip-Code 55369
Phone Number (763) 391-9494
Fax Number () -
Email Address:
CEO/President Tom Smith
Members 40,008 
Full-Time Employees 99 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 410,619,925 

Compare Topline Federal Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Building Trades CU Building Trades CU - Bloomington 9741 Lyndale Ave S 55420 (952) 746-0990 No 3.01
Electrus CU Electrus Federal Credit Union 7100 Brooklyn Blvd 55429 (763) 569-4000 No 6.53
West Financial CU West Financial - Virginia Office 207 Laurel Hill Rd 24482 (540) 248-9491 No 6.58
Anoka Hennepin CU Coon Rapids Financial Center 3505 Northdale Blvd NW 55448 (763) 422-0290 No 7.58
Trustone Financial CU Burnsville 14300 Nicollet Ct 55306 (800) 862-1998 No 8.11

Topline Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Topline Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.15 1.99 2.39 4.25 2.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 461 34 41 174 8
Rank Among All Minnesota Credit Unions 37 4 3 23 1

Topline Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.06 0.21 0.22 0.22
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 139 112 315 269
Rank Among All Minnesota Credit Unions 11 21 19 40 34
Topline Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.1506,90113,179,620
All Other Unsecured Loans/Lines of Credit 10.0002,9643,496,727
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 3.7702,4062,896,470
New Vehicle Loans 1.9901,23025,130,836
Used Vehicle Loans 2.3906,27885,769,225
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25048383,717,998
Total Other Real Estate Loans/Lines of Credit 2.4901,45035,682,946
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.99085913,561,258
TOTAL LOANS & LEASES 22,571263,435,080

Topline Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 28251,900,801298,123,978
    b. 15 Years or less 16822,227,04491,998,800
    a. > 15 years 52,271,92500
    b. 15 Years or less 277,302,06484,692,200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 116,16400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 48112,537,139411,783,364
Closed-End Adjustable Rate 2534,624,85000
Open-End Adjustable Rate 71418,507,649885,854,432
Open-End Fixed Rate 213,308115,000
TOTALS 1,933119,400,94417622,467,774


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 4335,0730
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Topline Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes